13238 Fowler Ave, photo 1
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Overview

3 bd2 ba1,203 sqft2 car garageSingle Family
TypeSingle Family
HOA$470/yr
Built1980
Lot0.31 ac
Living area1,203 sqft
Price / sqft$237
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Stone CountersThermostatWalk-in Closet(s)SidewalkBuyer Approval RequiredCooktopDishwasher

13238 Fowler Ave is a 1980-built home in Gardens Of Gulf Cove, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,203 square feet of living space. Listed at $285,000 (about $237/sqft), 99 days on market. Flood zone AE 8 - confirm flood insurance requirements with your lender. HOA runs $470 annually.

From the listing

Welcome to this move-in ready 3-bedroom, 2-bath pool home situated on an oversized corner lot in the desirable Gardens of Gulf Cove community. Freshly painted inside and out, this home offers a bright, inviting atmosphere with comfortable living spaces designed for everyday living. Be sure to view the attached virtual tour and photo gallery. The living room features an electric fireplace, creating a cozy focal point, while the kitchen offers stone countertops, stainless steel appliances, including a refrigerator and range, and plenty of workspace for preparing meals. A dedicated laundry room and a new water softener enhance the home's convenience. Step outside to your private backyard where there's plenty of room around the pool for relaxing, entertaining family and friends, or simply enjoying the Florida sunshine. The pool is enclosed by a safety fence, while the property also features new metal fencing and updated front landscaping, adding privacy and curb appeal. The spacious backyard provides plenty of room for your boat, personal watercraft, outdoor play equipment, pets, and all your favorite recreational toys. Major updates have already been completed, including a 2023 roof, hurricane-impact windows, 2020 A/C, and a 2019 electrical panel, giving buyers added peace of mind. Residents of Gardens of Gulf Cove enjoy low HOA fees and an array of amenities, including two community pools, tennis and pickleball courts, a recreation center, and numerous social activities. Conveniently located near Gulf beaches, boating, golf courses, shopping, dining, and more, this home offers the perfect opportunity to enjoy the Southwest Florida lifestyle. The owner's flood policy is transferable.

The essentials

Built
1980
Price / sqft
$237
On market
99 days
Annual tax
$2,294
HOA
$470/yr
Flood zone
AE 8
Lot
0.31 ac
Type
Single Family Residence

At a glance

Single family
Built 1980
Private pool
Gunite
2 car garage
0.31 acres
Lot size
1,203 sqft
Living area

Payment

Est. monthly payment
$1,859/mo
Down payment (20%)
$57,000
Property taxes
$191/mo
HOA
$470/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1980
Lot
0.31 ac
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, In Ground
Days on Market
99
Ceiling Fans(s)
Stone Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Buyer Approval Required
Cooktop
Dishwasher
Dryer
Range
Refrigerator
Washer
Water Softener
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE 8
Annual Tax (2025)
$2,294
Parcel #
412105328005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gardens Of Gulf Cove
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
0.31 ac
Corner LotOversized Lot
HOA
$470/yr
Lori Milakeve

Price history

Date
Event
Price
8/17/2026
Price change
Source: Stellar MLS #C7528268
$285,000-3.4%
$237/sqft
-
Price change
Source: Stellar MLS #C7528268
$295,000-1.7%
$245/sqft
7/9/2026
Listed for sale
Source: Stellar MLS #C7528268
$300,000
$249/sqft

Neighborhood

13238 Fowler Ave
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $285,000
$272,500 – $285,000
95.8% – 100% of listTops out right at the list price
80% of listList price
239 of the last 476 home closings in 33981 landed at this number or higher (50%). The median one sat 88 days before it went under contract, and this one is on day 99 after a $15,000 cut.

Sample: 476 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,859/mo
Principal & interest$1,486
Property taxes$191
Insurance$143
HOA$39
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$285,000

$237 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,203 sq ft

Time on market

99 days

Year built

1980

Monthly payment

About $1,859/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,294 annual tax bill, insurance, and the $470/yr HOA fee.

HOA fee

$470/yr

Managed by Lori Milakeve.

Flood zone

Zone AE 8

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byRE/MAX PALM REALTYListing agent: Kris NicholsListing data from Stellar MLS, MLS# C7528268.

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