185 Champion St, photo 1
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Overview

3 bd2 ba1,257 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1989
Lot19,979 sqft
Living area1,257 sqft
Price / sqft$246
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorStone CountersWindow TreatmentsHurricane ShuttersOutdoor ShowerPrivate MailboxPrivate Yard

185 Champion St is a 1989-built home in Port Charlotte Sec 038, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,257 square feet of living space. Listed at $309,000 (about $246/sqft), 78 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This is the Florida lifestyle! This well- maintained 3/2/2 pool home is ready to move in and enjoy putting in your personal touches. The sun rises in the mornings out front windows, and sets over the lanai and the pool in the evenings. There is a storage shed out back for all your extra equipment and belongings. The North Port Shopping strip is a very short drive or bike ride and has churches, restaurants, and shopping close by. There is a complete RO Water Filtration System for the whole house. The roof and pool cage were new in 2023.

The essentials

Built
1989
Price / sqft
$246
On market
91 days
Annual tax
$3,840
Flood zone
X500 · Low risk
Lot
19,979 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Private pool
Gunite
2 car garage
0.46 acres
Lot size
1,257 sqft
Living area

Payment

Est. monthly payment
$2,087/mo
Down payment (20%)
$61,800
Property taxes
$320/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
19,979 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, Screen Enclosure
Days on Market
91
Ceiling Fans(s)
Primary Bedroom Main Floor
Stone Counters
Window Treatments
Hurricane Shutters
Outdoor Shower
Private Mailbox
Private Yard
Rain Gutters
Storage
Dishwasher
Disposal
Dryer
Microwave
Range
Washer
Whole House R.o. System
Elementary
Liberty Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$3,840
Parcel #
402105251019

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 038
County
Charlotte
MLS Area
33953 - Port Charlotte
Lot Size
19,979 sqft

Price history

Date
Event
Price
9/19/2026
Price change
Source: Stellar MLS #C7528494
$309,000-3.1%
$246/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #C7528494
$319,000
$254/sqft

Neighborhood

185 Champion St
Port Charlotte, FL, 33953 · 33953 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $309,000
$297,500 – $309,000
96.2% – 100% of listTops out right at the list price
80% of listList price
126 of the last 251 home closings in 33953 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 91 after a $10,000 cut.

Sample: 251 closed home sales in 33953 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,086/mo
Principal & interest$1,612
Property taxes$320
Insurance$155
Down payment20% · $61,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$309,000

$246 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,257 sq ft

Time on market

91 days

Year built

1989

Monthly payment

About $2,087/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,840 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySELLSTATE VISION REALTYListing agent: James DensmoreListing data from Stellar MLS, MLS# C7528494.

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