13438 McIntosh Ave, photo 1
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Overview

4 bd3 ba2,129 sqft2 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built2024
Lot10,374 sqft
Living area2,129 sqft
Price / sqft$193
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesOpen FloorplanSolid Surface CountersSolid Wood CabinetsSplit BedroomWalk-in Closet(s)GardenSliding Doors

13438 McIntosh Ave is a 2024-built home in Port Charlotte Sec 085, Port Charlotte. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,129 square feet of living space. Listed at $410,000 (about $193/sqft), 363 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

Exceptional Quality in South Gulf Cove! Welcome to 13438 McIntosh Avenue, a light and bright four-bedroom, two-and-a-half- bath, single-level home in one of Port Charlotte’s most desirable boating communities. Step inside and immediately see the difference. This custom home was designed with high-end materials, superior craftsmanship, and attention to every detail. The bathrooms feature premium imported tile, frameless glass showers, and designer faucets for a spa-like experience. The kitchen offers thick quartz countertops, luxury pendant lighting, and imported fixtures, blending beauty and functionality. Flooring throughout the home is real imported tile from Spain and Italy, not vinyl, ensuring timeless elegance and durability. This light-filled, open-concept home features a paved driveway, quality finishes, and a spacious layout designed for easy Florida living. Enjoy the community’s many amenities, including a clubhouse, picnic areas with tiki huts and barbecue pits, cornhole, a boat ramp, park with gazebo and walkways, fishing lagoon, fitness trail, and nature trail. All of this is available with an optional association fee of only $10 per month! No CDD fees! Experience modern luxury, lasting value, and the relaxed coastal lifestyle. Schedule your private showing today!

The essentials

Built
2024
Price / sqft
$193
On market
458 days
Annual tax
$622
HOA
$120/yr
Flood zone
AE
Lot
10,374 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
10,374 sqft lot
Lot size
2,129 sqft
Living area

Payment

Est. monthly payment
$2,405/mo
Down payment (20%)
$82,000
Property taxes
$52/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
10,374 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
458
Built-in Features
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Garden
Sliding Doors
Cooktop
Dishwasher
Dryer
Refrigerator
Washer
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$622
Parcel #
412129433010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 085
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
10,374 sqft
HOA
$120/yr

Price history

Date
Event
Price
7/17/2026
Price change
Source: Stellar MLS #O6325423
$410,000-2.4%
$193/sqft
-
Price change
Source: Stellar MLS #O6325423
$420,000-14.3%
$197/sqft
7/8/2025
Listed for sale
Source: Stellar MLS #O6325423
$490,000
$230/sqft

Neighborhood

13438 McIntosh Ave
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $410,000
$392,500 – $410,000
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 458 after a $80,000 cut.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,405/mo
Principal & interest$2,138
Property taxes$52
Insurance$205
HOA$10
Down payment20% · $82,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$410,000

$193 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,129 sq ft

Time on market

458 days

Year built

2024

Monthly payment

About $2,405/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $622 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byBEACHFRONT PROPERTIES REAL ESTATEListing agent: Ruth VallesListing data from Stellar MLS, MLS# O6325423.

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