21150 Gertrude Ave #N3, photo 1
Active
1 / 18

Overview

1 bd1 ba550 sqftCondominium
TypeCondominium
HOA$298.1/mo
Built1978
Lot550 sqft
Living area550 sqft
Price / sqft$177

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorThermostatCommunity MailboxDeed RestrictionsSidewalksMicrowaveRange

21150 Gertrude Ave #N3 is a 1978-built home in Sunshine Villas Bldg N, Port Charlotte. Inside you'll find 1 bedrooms, 1 bathrooms, and 550 square feet of living space. Listed at $97,500 (about $177/sqft), 75 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $298.1 monthly.

From the listing

This villa makes a fabulous rental or a cozy retreat! Charming 1 bedroom, 1 bathroom single story 1st floor Villa with tile throughout, New windows, New Door, 2022 air conditioner, fresh exterior paint, 2022 roof AND it is located on the Sunrise Waterway for a relaxing nature view! This Villa features open living area with beautiful natural sunlight through the large window and a breakfast bar that connects the living area to the kitchen with white kitchen cabinets, white appliances and pantry. Overhead plumbing, 2019 water heater and updated electric box so this home is move in ready and it is NOT in a flood zone so will not require flood insurance! The approximately 13 x 9 Bedroom is naturally lit through the new window that overlooks the canal. The community of Sunshine Villas offers a meeting room, laundry room with internet access and a low HOA that includes your water and sewer!

The essentials

Built
1978
Price / sqft
$177
On market
75 days
Annual tax
$1,864
HOA
$298.1/mo
Flood zone
X · Low risk
Lot
550 sqft
Type
Condominium

At a glance

Condo
Built 1978
Waterfront
Canal Front
Assigned parking
550 sqft
Living area

Payment

Est. monthly payment
$1,011/mo
Down payment (20%)
$19,500
Property taxes
$155/mo
HOA
$298.1/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1978
Lot
550 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Guest, Off Street, Reserved
Waterfront
Canal Front
Days on Market
75
Ceiling Fans(s)
Primary Bedroom Main Floor
Thermostat
Community Mailbox
Deed Restrictions
Sidewalks
Microwave
Range
Refrigerator
Elementary
Peace River Elementary
Middle
Port Charlotte Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,864
Parcel #
402215726071

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunshine Villas Bldg N
County
Charlotte
MLS Area
33952 - Port Charlotte
Lot Size
550 sqft
In CountySidewalkPaved
HOA
$298.1/mo
SunShine Villas / Dominick Beltran

Price history

Date
Event
Price
7/28/2026
Listed for sale
Source: Stellar MLS #C7528873
$97,500
$177/sqft

Neighborhood

21150 Gertrude Ave #N3
Port Charlotte, FL, 33952 · 33952 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $97,500
$91,000 – $97,500
93.8% – 100% of listTops out right at the list price
80% of listList price
18 of the last 35 condo closings in 33952 landed at this number or higher (51%). The median one sat 70 days before it went under contract, and this one is on day 75.

Sample: 35 closed condo sales in 33952 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,011/mo
Principal & interest$509
Property taxes$155
Insurance$49
HOA$298
Down payment20% · $19,500
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$97,500

$177 per sq ft

Beds and baths

1 beds, 1 baths

Size

550 sq ft

Time on market

75 days

Year built

1978

Monthly payment

About $1,011/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,864 annual tax bill, insurance, and the $298.1/mo HOA fee.

HOA fee

$298.1/mo

Managed by SunShine Villas / Dominick Beltran.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHARBOR SUN REALTYListing agent: Michelle BrisendineListing data from Stellar MLS, MLS# C7528873.

Keep exploring Florida

Pick up where you left off, or see what else is out there.