30048 Oak Rd, photo 1
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Overview

2 bd3 ba1,544 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built1996
Lot20,250 sqft
Living area1,544 sqft
Price / sqft$194
Garage3 car

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About this home

Cathedral Ceiling(s)Solid Surface CountersSplit BedroomWalk-in Closet(s)Window TreatmentsRain GuttersClubhouseDishwasher

30048 Oak Rd is a 1996-built home in Ridge Harbor, Punta Gorda. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,544 square feet of living space. Listed at $299,900 (about $194/sqft), 74 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

DOUBLE LOT WITH DETACHED GARAGE & ENDLESS POSSIBILITIES! POTENTIAL INCOME OPPORTUNITY! Situated on a spacious ½-acre double lot, this well-maintained 1996 home offers 2 bedrooms, 3 full bathrooms, and a true dual-primary-suite design. Each bedroom features its own private en-suite bathroom and walk-in closet, providing exceptional privacy for owners and guests. BONUS FLEXIBILITY! The second suite features its OWN PRIVATE EXTERIOR ENTRANCE with keypad access, creating an ideal setup for extended family, guests, a private home office, or potential rental/VRBO use. Step inside to a bright, open split-bedroom floor plan featuring a spacious great room with soaring cathedral ceilings and large-format marble and tile flooring throughout. Enjoy Florida living year-round from the screened front entry or relax on the expansive screened lanai complete with an above-ground spa. The backyard is highlighted by a magnificent mature oak tree, providing abundant shade and a beautiful setting for outdoor gatherings—or even that classic tire swing! ONE-YEAR HOME WARRANTY PLAN INCLUDED FOR THE BUYER AT CLOSING! The adjoining lot adds tremendous value and versatility and features a 576-square-foot detached garage, built in 2015, with full electrical service and plumbing already roughed in for a future bathroom. Whether you envision a workshop, hobby space, additional vehicle or recreational storage, or simply want extra room to spread out, the possibilities are endless! According to Charlotte County permitting records, improvements include a new electrical panel (2022), overlay roof on the detached garage (2021), main house roof (2018), 3-ton 14-SEER A/C system (2018), and water heater (2018). Ridge Harbor offers an optional HOA membership for just $25 per year, plus an additional $10 annual fee for a marina boat-ramp key—a fantastic perk for boating enthusiasts. Conveniently located approximately 10 minutes from I-75 and historic downtown Punta Gorda, this unique property offers easy access to shopping, dining, waterfront parks, entertainment, boating, and everything Southwest Florida has to offer.

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The essentials

Built
1996
Price / sqft
$194
On market
74 days
Annual tax
$2,850
Flood zone
X500 · Low risk
Lot
20,250 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
3 car garage
0.46 acres
Lot size
1,544 sqft
Living area

Payment

Est. monthly payment
$1,951/mo
Down payment (20%)
$59,980
Property taxes
$238/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
20,250 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
74
Cathedral Ceiling(s)
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Window Treatments
Rain Gutters
Clubhouse
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$2,850
Parcel #
402419103011

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ridge Harbor
County
Charlotte
MLS Area
33982 - Punta Gorda
Lot Size
20,250 sqft
Oversized Lot

Price history

Date
Event
Price
8/31/2026
Price change
Source: Stellar MLS #C7529112
$299,900-4.8%
$194/sqft
-
Price change
Source: Stellar MLS #C7529112
$315,000-4.5%
$204/sqft
8/2/2026
Listed for sale
Source: Stellar MLS #C7529112
$329,900
$214/sqft

Neighborhood

30048 Oak Rd
Punta Gorda, FL, 33982 · 33982 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $299,900
$292,500 – $299,900
97.4% – 100% of listTops out right at the list price
80% of listList price
72 of the last 142 home closings in 33982 landed at this number or higher (51%). The median one sat 49 days before it went under contract, and this one is on day 74 after a $30,000 cut.

Sample: 142 closed home sales in 33982 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,952/mo
Principal & interest$1,564
Property taxes$238
Insurance$150
Down payment20% · $59,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,900

$194 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,544 sq ft

Time on market

74 days

Year built

1996

Monthly payment

About $1,951/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,850 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byRE/MAX PALM REALTYListing agent: Leann CrokeListing data from Stellar MLS, MLS# C7529112.

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