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About this home
30048 Oak Rd is a 1996-built home in Ridge Harbor, Punta Gorda. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,544 square feet of living space. Listed at $299,900 (about $194/sqft), 74 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.
DOUBLE LOT WITH DETACHED GARAGE & ENDLESS POSSIBILITIES! POTENTIAL INCOME OPPORTUNITY! Situated on a spacious ½-acre double lot, this well-maintained 1996 home offers 2 bedrooms, 3 full bathrooms, and a true dual-primary-suite design. Each bedroom features its own private en-suite bathroom and walk-in closet, providing exceptional privacy for owners and guests. BONUS FLEXIBILITY! The second suite features its OWN PRIVATE EXTERIOR ENTRANCE with keypad access, creating an ideal setup for extended family, guests, a private home office, or potential rental/VRBO use. Step inside to a bright, open split-bedroom floor plan featuring a spacious great room with soaring cathedral ceilings and large-format marble and tile flooring throughout. Enjoy Florida living year-round from the screened front entry or relax on the expansive screened lanai complete with an above-ground spa. The backyard is highlighted by a magnificent mature oak tree, providing abundant shade and a beautiful setting for outdoor gatherings—or even that classic tire swing! ONE-YEAR HOME WARRANTY PLAN INCLUDED FOR THE BUYER AT CLOSING! The adjoining lot adds tremendous value and versatility and features a 576-square-foot detached garage, built in 2015, with full electrical service and plumbing already roughed in for a future bathroom. Whether you envision a workshop, hobby space, additional vehicle or recreational storage, or simply want extra room to spread out, the possibilities are endless! According to Charlotte County permitting records, improvements include a new electrical panel (2022), overlay roof on the detached garage (2021), main house roof (2018), 3-ton 14-SEER A/C system (2018), and water heater (2018). Ridge Harbor offers an optional HOA membership for just $25 per year, plus an additional $10 annual fee for a marina boat-ramp key—a fantastic perk for boating enthusiasts. Conveniently located approximately 10 minutes from I-75 and historic downtown Punta Gorda, this unique property offers easy access to shopping, dining, waterfront parks, entertainment, boating, and everything Southwest Florida has to offer.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$299,900
$194 per sq ft
Beds and baths
2 beds, 3 baths
Size
1,544 sq ft
Time on market
74 days
Year built
1996
Monthly payment
About $1,951/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,850 annual tax bill, insurance.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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