2306 SW 16th Ter, photo 1
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Overview

3 bd3 ba2,131 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot10,019 sqft
Living area2,131 sqft
Price / sqft$319
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
CAPE CORAL
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Coffered Ceiling(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorOutdoor ShowerBuilt-in Oven

2306 SW 16th Ter is a 2026-built home in Cape Coral, Cape Coral. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,131 square feet of living space. Listed at $679,900 (about $319/sqft), 69 days on market. Flood zone AE* - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. Introducing a SPECTACULAR WATERFRONT New Construction Home in SW Cape Coral, FL! This home perfectly blends modern elegance with everyday functionality. This thoughtfully designed residence features 3 spacious bedrooms plus a dedicated office, 3 full bathrooms, and a generous 2-car garage—ideal for comfortable living and entertaining at 2131 sq. ft. of living space. Situated on a highly elevated homesite in a prime location close to Surfside Blvd (No Flood Zone), this home offers both peace of mind and convenience. Inside, you’ll find a sleek, contemporary design with beautiful finishes throughout with porcelain tile throughout the entire house, 12 ft coffered ceilings in the living room and natural sunlight through the large windows and sliding doors. The living room features a custom tile tv enclosure that comes with an 85” TV, and an electric fireplace. The kitchen is a true centerpiece, showcasing beautifully designed cabinetry with plenty of storage space, a gorgeous oversized quartz island, and stainless appliances—perfect for cooking and gathering. The large & luxurious primary suite offers a private retreat with sliding glass doors that provide direct access to the screened-in lanai. The primary bathroom is designed for relaxation, featuring a walk-through shower and dual shower heads, a soaking tub for a spa-like experience with a beautiful fully tiled accent wall, dual vanities, two large walk-in closets with built-in shelving and a private toilet space. One of the guest rooms has its own full size private bathroom, while the other guest room has access to the full-size pool bathroom. Built with durability and safety in mind, the home includes hurricane-impact windows and doors. The garage features epoxy floors, while the paved driveway adds to the home’s impressive curb appeal along with the beautiful landscaping. Step outside to your private backyard oasis, complete with a luxurious sparkling pool, a fully equipped outdoor grill station, and a screened-in lanai extending the entire length of the back of the house—creating the perfect space for relaxing or entertaining year-round while overlooking the 80ft wide freshwater-canal in your backyard. Enjoy the year-around sunshine with Southern exposure and don’t forget to use that fishing pool every once in a while! This exceptional and thoughtfully designed home needs to be seen in person to truly appreciate every detail! The property offers the perfect combination of style, comfort, and Florida living at its finest. Schedule a tour today! Not in a HOA!

The essentials

Built
2026
Price / sqft
$319
On market
69 days
Annual tax
$2,037
Flood zone
AE*
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Waterfront
Canal - Freshwater
Private pool
Gunite
2 car garage
10,019 sqft lot
Lot size

Payment

Est. monthly payment
$4,056/mo
Down payment (20%)
$135,980
Property taxes
$170/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, In Ground, Lighting, Pool Alarm, Screen Enclosure
Waterfront
Canal - Freshwater
Days on Market
69
Coffered Ceiling(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Outdoor Shower
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Range Hood
Refrigerator
Washer
Wine Refrigerator
Flood Zone AE*
Annual Tax (2025)
$2,037
Parcel #
28-44-23-C1-06010.0130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Coral
County
Lee
MLS Area
33991 - Cape Coral
Lot Size
10,019 sqft

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #C7529207
$679,900-1.4%
$319/sqft
-
Price change
Source: Stellar MLS #C7529207
$689,900-0.7%
$324/sqft
8/4/2026
Listed for sale
Source: Stellar MLS #C7529207
$694,900
$326/sqft

Neighborhood

2306 SW 16th Ter
Cape Coral, FL, 33991 · 33991 - Cape Coral

Market insights

Offer Insights

Choose an offer strength

List price: $679,900
$670,000 – $679,900
98.5% – 100% of listTops out right at the list price
80% of listList price
16 of the last 31 home closings in 33991 landed at this number or higher (52%). The median one sat 29 days before it went under contract, and this one is on day 69 after a $15,000 cut.

Sample: 31 closed home sales in 33991 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,056/mo
Principal & interest$3,546
Property taxes$170
Insurance$340
Down payment20% · $135,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$679,900

$319 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,131 sq ft

Time on market

69 days

Year built

2026

Monthly payment

About $4,056/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,037 annual tax bill, insurance.

Flood zone

Zone AE*

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPELICAN VISTA REALTYListing agent: Veldin MiskicListing data from Stellar MLS, MLS# C7529207.

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