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Overview

3 bd2 ba1,430 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2024
Lot8,399 sqft
Living area1,430 sqft
Price / sqft$199
Garage2 car

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About this home

High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)Hurricane Shutters

28087 Chinquapin Dr is a 2024-built home in Tropical Gulf Acres Unit 1, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,430 square feet of living space. Listed at $284,900 (about $199/sqft), 72 days on market. Flood zone D - confirm flood insurance requirements with your lender.

From the listing

Welcome to this beautifully maintained 3-bedroom plus den, 2-bathroom home with a 2-car garage, ideally located in the growing community of Tropical Gulf Acres. Built in 2024 and lovingly maintained by its original owner, this move-in-ready residence showcases modern finishes, quality construction, and effortless Florida living. The versatile den provides the flexibility to serve as a home office, media room, or easily function as a fourth bedroom to accommodate your changing needs. Attractive curb appeal welcomes you with a contemporary exterior, tasteful landscaping, a spacious concrete driveway, and a covered front entry. Set on a generously sized homesite surrounded by mature trees, the property offers exceptional privacy and plenty of room to create your dream backyard, whether you envision a pool, lush gardens, outdoor entertaining space, or simply relaxing while enjoying the natural surroundings. Best of all, the home is not located in a flood zone, providing added peace of mind. Inside, the bright open-concept floor plan is designed for today's lifestyle, with the spacious great room flowing seamlessly into the kitchen and dining area. The well-appointed kitchen features granite countertops, updated stainless steel appliances (2024), abundant cabinetry, generous prep space, and a functional layout that keeps everyone connected. Privately situated, the primary suite serves as a relaxing retreat with a spacious walk-in closet and an en-suite bathroom featuring an oversized dual-sink vanity and a large walk-in shower. Two additional bedrooms, the versatile den, and a full guest bathroom provide comfortable accommodations for family, visitors, or those needing additional flex space. A conveniently located laundry closet is tucked just off the great room, maximizing the home's efficient layout. The attached 2-car garage is more than just a place to park, featuring an epoxy-coated floor, decorative accent walls, a retractable screened garage door that creates a versatile space for hobbies, entertaining, or simply enjoying the fresh Florida air while keeping insects out, and a reinforced garage door for added storm protection. Additional highlights include Kevlar hurricane shutters, energy-efficient double-pane windows, durable concrete block construction, a private well and septic system, and a water softener for enhanced water quality. Located in a quiet neighborhood with no HOA or CDD fees, Tropical Gulf Acres offers the charm of a rural setting while remaining just minutes from historic downtown Punta Gorda, Fishermen's Village, waterfront parks, restaurants, shopping, and year-round community events. With convenient access to US-41, I-75, Punta Gorda Airport, and Southwest Florida International Airport, commuting to Port Charlotte, Fort Myers, and Cape Coral is effortless. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this exceptional home delivers the perfect combination of privacy, comfort, flexibility, and accessibility.

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The essentials

Built
2024
Price / sqft
$199
On market
72 days
Annual tax
$3,309
Flood zone
D
Lot
8,399 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
Driveway
8,399 sqft lot
Lot size
1,430 sqft
Living area

Payment

Est. monthly payment
$1,904/mo
Down payment (20%)
$56,980
Property taxes
$276/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
8,399 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener, Ground Level, Off Street
Days on Market
72
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Rain Gutters
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone D
Annual Tax (2025)
$3,309
Parcel #
422302359010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tropical Gulf Acres Unit 1
County
Charlotte
MLS Area
33955 - Punta Gorda
Lot Size
8,399 sqft
ClearedLandscapedPaved

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #C7529323
$284,900-1.2%
$199/sqft
-
Price change
Source: Stellar MLS #C7529323
$288,500-0.5%
$202/sqft
8/7/2026
Listed for sale
Source: Stellar MLS #C7529323
$290,000
$203/sqft

Neighborhood

28087 Chinquapin Dr
Punta Gorda, FL, 33955 · 33955 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $284,900
$277,500 – $284,900
97.2% – 100% of listTops out right at the list price
80% of listList price
129 of the last 257 home closings in 33955 landed at this number or higher (50%). The median one sat 55 days before it went under contract, and this one is on day 72 after a $5,100 cut.

Sample: 257 closed home sales in 33955 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,904/mo
Principal & interest$1,486
Property taxes$276
Insurance$142
Down payment20% · $56,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$284,900

$199 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,430 sq ft

Time on market

72 days

Year built

2024

Monthly payment

About $1,904/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,309 annual tax bill, insurance.

Flood zone

Zone D

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byMARINA PARK REALTYListing agent: Chris Brennan, JrListing data from Stellar MLS, MLS# C7529323.

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