217 NE 20th Ter, photo 1
Active
1 / 26

Overview

4 bd2 ba1,866 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2023
Lot10,498 sqft
Living area1,866 sqft
Price / sqft$177
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanSplit BedroomStone CountersTray Ceiling(s)Walk-in Closet(s)Private EntrancePrivate Mailbox

217 NE 20th Ter is a 2023-built home in Cape Coral, Cape Coral. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,866 square feet of living space. Listed at $330,000 (about $177/sqft), 47 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Completed in March 2024 by Hanson Homes, this 4-bedroom, 2-bath Cape Coral single-family home offers 1,866 sq ft of living area on an oversized .24-acre corner lot with a 2-car garage, paver driveway, screened lanai, and room for a future pool. The split-bedroom open floor plan connects the living, dining, and kitchen areas with bright interior space, tile flooring in the main areas, tray/volume ceilings, and easy access to the lanai. The kitchen features granite countertops, a large island, an oversized sink, soft-close cabinetry, a dishwasher, disposal, microwave, range, and refrigerator. The guest bath is positioned for future pool-bath use with direct access to the oversized lanai. The primary suite includes walk-in closet space, dual sinks, a separate shower, and a full-submersion soaking tub selected during construction. Additional features include a whole-house reverse osmosis system, laundry in residence with washer/dryer, central electric HVAC, ceiling fans, concrete block construction with stucco exterior, shingle roof, well/septic, and $0 HOA fee. Locate in Flood Zone X; no flood insurance required. Convenient NE Cape Coral location near the Diplomat Elementary and Diplomat Middle campuses.

The essentials

Built
2023
Price / sqft
$177
On market
47 days
Annual tax
$5,066
Flood zone
X · Low risk
Lot
10,498 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
10,498 sqft lot
Lot size
1,866 sqft
Living area

Payment

Est. monthly payment
$2,308/mo
Down payment (20%)
$66,000
Property taxes
$422/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
10,498 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
47
Ceiling Fans(s)
Open Floorplan
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Private Entrance
Private Mailbox
Rain Gutters
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Whole House R.o. System
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,066
Parcel #
36-43-23-C1-02528.0610

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Coral
County
Lee
MLS Area
33909 - Cape Coral
Lot Size
10,498 sqft
Corner LotOversized Lot

Price history

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #C7530023
$330,000
$177/sqft

Neighborhood

217 NE 20th Ter
Cape Coral, FL, 33909 · 33909 - Cape Coral

Market insights

Offer Insights

Choose an offer strength

List price: $330,000
$320,000 – $330,000
97% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 home closings in 33909 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 47.

Sample: 78 closed home sales in 33909 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,308/mo
Principal & interest$1,721
Property taxes$422
Insurance$165
Down payment20% · $66,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$330,000

$177 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,866 sq ft

Time on market

47 days

Year built

2023

Monthly payment

About $2,308/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,066 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKW FLORIDA LIVINGListing agent: Brett EllisListing data from Stellar MLS, MLS# C7530023.

Keep exploring Florida

Pick up where you left off, or see what else is out there.