Overview
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About this home
13478 Santa Rosa Ave is a 1973-built home in Port Charlotte Sec 066, Port Charlotte. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,270 square feet of living space. Listed at $190,000 (about $150/sqft), 22 days on market. Flood zone X, AE - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $470 annually.
Welcome to Gardens of Gulf Cove! This home features 2-bedrooms, 2-bathrooms, + den, with a 1-car garage and is situated on a corner lot in an established deed-restricted community. The roof was replaced in 2022 and the A/C was just replaced in 2026, offering some important updates for the next owner. The home also features public utilities, so no need to worry about septic systems or wells. Gardens of Gulf Cove offers residents two community facilities, each with a pool and a variety of amenities, along with sidewalks, five scenic lakes, and plenty of opportunities to enjoy the neighborhood's natural surroundings. With an annual HOA fee of $470, it's a lot of community for the cost. Come take a look!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$190,000
$150 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,270 sq ft
Time on market
22 days
Year built
1973
Monthly payment
About $1,380/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,064 annual tax bill, insurance, and the $470/yr HOA fee.
HOA fee
$470/yr
Managed by Lori Milakeve.
Flood zone
Zone X, AE
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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