1512 Blue Lake Cir, photo 1
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Overview

4 bd3 ba2,360 sqft2 car garageSingle Family
TypeSingle Family
HOA$205/yr
Built2004
Lot10,515 sqft
Living area2,360 sqft
Price / sqft$194
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

1512 Blue Lake Cir is a 2004-built home in Punta Gorda Isles Sec 23, Punta Gorda. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,360 square feet of living space. Listed at $459,000 (about $194/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $205 annually.

From the listing

Sellers request Highest and Best offers to be submitted by 5pm on Wednesday 10-14-2026, Exceptional Florida living begins here. Built in 2004, this spacious 4-bedroom, 3-full-bath pool home offers impressive curb appeal, generous indoor-outdoor living and a versatile layout ideal for entertaining, extended family or guests. A large horseshoe driveway, tropical landscaping, landscape lighting and a screened double-door entry create a memorable first impression. Inside, vaulted ceilings enhance the open, airy feel. The spacious kitchen offers stainless-steel appliances, abundant cabinetry, whole home water softener, expansive counter seating and a casual dining area, along with a distinctive frameless corner window overlooking the pool and lanai. The true centerpiece is the expansive screened outdoor living area. Enjoy a solar-heated pool with automatic controls, custom tile accents and a built-in pool table/seating feature, plus plenty of deck space for relaxing in the Florida sun. A large covered lanai provides a comfortable outdoor gathering area, while retractable awnings provide additional shade when desired. French doors from the primary suite and sliding glass doors from the interior create an easy connection to the pool area. A separate lanai entrance serving an additional bedroom and bath provides excellent flexibility for private guest accommodations or an in-law suite. The third full bath also functions conveniently as a pool bath. Additional features include a 2023 roof, retractable garage screen, generator hook-up, permanent flagpole, screened front entry and beautifully maintained tropical landscaping. With its spacious floor plan, exceptional outdoor living and distinctive architectural details, this home captures the relaxed Florida lifestyle inside and out.

The essentials

Built
2004
Price / sqft
$194
On market
28 days
Annual tax
$3,507
HOA
$205/yr
Flood zone
X · Low risk
Lot
10,515 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Private pool
Heated
2 car garage
Circular Driveway
10,515 sqft lot
Lot size
2,360 sqft
Living area

Payment

Est. monthly payment
$2,933/mo
Down payment (20%)
$91,800
Property taxes
$292/mo
HOA
$205/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
10,515 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Circular Driveway, Guest, Off Street
Pool
In Ground, Deck, Gunite, Other, Outside Bath Access, Screen Enclosure, Solar Heat, Tile
Days on Market
28
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Awning(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Whole House R.o. System
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,507
Parcel #
402308185001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 23
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
10,515 sqft
GreenbeltPaved
HOA
$205/yr
Section 23 POA

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #C7530160
$459,000+900.0%
$194/sqft
9/18/2026
Listed for sale
Source: Stellar MLS #C7530160
$45,900
$19/sqft

Neighborhood

1512 Blue Lake Cir
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $459,000
$445,000 – $459,000
97.1% – 100% of listTops out right at the list price
80% of listList price
94 of the last 184 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 28.

Sample: 184 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,933/mo
Principal & interest$2,394
Property taxes$292
Insurance$230
HOA$17
Down payment20% · $91,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$459,000

$194 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,360 sq ft

Time on market

28 days

Year built

2004

Monthly payment

About $2,933/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,507 annual tax bill, insurance, and the $205/yr HOA fee.

HOA fee

$205/yr

Managed by Section 23 POA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFIVE STAR REALTY OF CHARLOTTEListing agent: Monica ValleeListing data from Stellar MLS, MLS# C7530160.

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