Welcome to this charming 1940 home nestled in the heart of Arcadia! Offering 2 bedrooms and 1 bathroom, this home is full of potential and ready for its next chapter. Recent improvements include new subflooring and a beautifully remodeled bathroom, giving you a great start while still leaving room to add your own personal touches and make the home truly yours. Situated on a spacious 0.172-acre lot, the property features a fenced yard, providing plenty of outdoor space for pets, gardening, entertaining, or creating your own backyard retreat. A wheelchair-accessible front entrance adds convenience and accessibility. With its manageable size and inviting character, this home could be a wonderful opportunity for a first-time homebuyer, someone looking to downsize, or a buyer searching for a property they can personalize over time. Conveniently located in Arcadia with easy access to shopping, dining, schools, and the charm of downtown. Bring your vision and a little love—146 N Hernando Avenue has the potential to become a truly special place to call home! **OWNER FINANCING OPTION AVAILABLE! ** Seller is willing to consider owner financing at a **$185,000 purchase price**, with a **minimum 30% down payment, 10% interest rate, and a 5-year term**. **All payments made under the owner-financing must be made by cashier’s check. ** Owner financing is subject to mutually agreed-upon terms and conditions between buyer and seller.