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Overview

2 bd2 ba1,190 sqft2 car garageVilla
TypeVilla
HOA$651/qtr
Built2003
Lot5,858 sqft
Living area1,190 sqft
Price / sqft$202
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)

1425 Winding Oak Dr is a 2003-built home in Heritage Oak Park 04, Port Charlotte. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,190 square feet of living space. Listed at $239,900 (about $202/sqft), 1 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $651 quarterly.

From the listing

Welcome to the highly sought-after gated community of Heritage Oak Park. Nestled among native oak trees and winding streets, this neighborhood offers a peaceful, country-like vibe while being just minutes from shopping, dining, medical facilities, and stunning Gulf beaches. The villa sits on a quiet cul-de-sac and features an open floor plan with 1,190 sq. ft. under air and 9'4" volume ceilings throughout. It comes furnished & includes 2 bedrooms, a den/bonus room that could serve as a third bedroom, 2 full baths, a spacious 2-car garage, and a welcoming screened front porch perfect for morning coffee. The great room flows seamlessly into the kitchen, making it ideal for entertaining. The kitchen features a breakfast bar, closet pantry, and comes fully equipped with appliances. The den/bonus room is off the kitchen and could also serve as a formal dining room, while the master bedroom boasts a large walk-in closet and an ensuite bath with dual sinks and a walk-in shower. The split-bedroom layout places the second bedroom and bath on the opposite side of the villa. The oversized garage includes a laundry tub, new full-size washer and dryer, pull-down stairs with flooring in the crawl space for storage, and even a generator. Tile flooring runs throughout, except carpet in both bedrooms. Updates include a new water heater (2021), A/C and heat (2021), shingle roof (2018), and accordion shutters (2021). This pet-friendly community welcomes golf carts and offers an active lifestyle with a full-time activities director and amenities such as a large clubhouse, heated pool, tennis courts, pickleball, bocce ball, shuffleboard, fitness room, lending library, and a scenic walking path around the lake.

The essentials

Built
2003
Price / sqft
$202
On market
12 days
Annual tax
$3,949
HOA
$651/qtr
Flood zone
X500 · Low risk
Lot
5,858 sqft
Type
Villa

At a glance

Villa
Built 2003
2 car garage
Driveway
5,858 sqft lot
Lot size
1,190 sqft
Living area

Payment

Est. monthly payment
$1,917/mo
Down payment (20%)
$47,980
Property taxes
$329/mo
HOA
$651/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2003
Lot
5,858 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage Faces Side
Days on Market
12
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Rain Gutters
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Liberty Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$3,949
Parcel #
402208254006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage Oak Park 04
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
5,858 sqft
Cul-De-SacIn CountyIrregular LotLandscapedStreet Dead-EndPaved
HOA
$651/qtr
Inframark/Jara Owens

Price history

Date
Event
Price
9/27/2026
Listed for sale
Source: Stellar MLS #C7531007
$239,900
$202/sqft

Neighborhood

1425 Winding Oak Dr
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $239,900
$227,500 – $239,900
94.7% – 100% of listTops out right at the list price
80% of listList price
8 of the last 14 townhouse or villa closings in Port Charlotte landed at this number or higher (57%). The median one sat 48 days before it went under contract, and this one is on day 12.

Sample: 14 closed townhouse or villa sales in Port Charlotte over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,917/mo
Principal & interest$1,251
Property taxes$329
Insurance$120
HOA$217
Down payment20% · $47,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$239,900

$202 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,190 sq ft

Time on market

12 days

Year built

2003

Monthly payment

About $1,917/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,949 annual tax bill, insurance, and the $651/qtr HOA fee.

HOA fee

$651/qtr

Managed by Inframark/Jara Owens.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER SUNSTAR REALTYListing agent: Barb Mc HenryListing data from Stellar MLS, MLS# C7531007.

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