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Overview

3 bd2 ba1,773 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot10,010 sqft
Living area1,773 sqft
Price / sqft$180
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PORT CHARLOTTE SEC 038
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsLiving Room/Dining Room ComboOpen FloorplanStone CountersThermostatWalk-in Closet(s)Sliding DoorsDishwasher

319 Spaulding St is a 2026-built home in Port Charlotte Sec 038, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,773 square feet of living space. Listed at $320,000 (about $180/sqft), 146 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Under Construction. Your Florida Dream Starts Here — Before Anyone Else Even Moves In. This is your rare opportunity to own a brand-new, never-lived-in home in one of Southwest Florida's most sought-after and rapidly growing communities. Located at 319 Spaulding Street in the heart of Port Charlotte, this stunning new construction puts you right in the middle of the Florida lifestyle you've always envisioned — and you get to be the very first to call it home. Step inside and experience the clean, modern finishes, open-concept living spaces, and thoughtful design choices that only a new build can provide. From the moment you walk through the door, you'll feel the difference — no aging appliances, no outdated décor, no deferred maintenance. Just fresh, move-in-ready perfection built to today's modern codes and standards. Whether you're entertaining guests on the spacious lanai, cooking in a kitchen designed for real life, or unwinding in a primary suite that feels like a private retreat, every square foot of this home was crafted with comfort and quality in mind. And the location? It doesn't get better. Port Charlotte offers over 165 miles of waterways, world-class fishing, kayaking, and boating just minutes away. Catch a game at Charlotte Sports Park, explore the trails along Charlotte Harbor, shop at the Port Charlotte Town Center, or simply soak in the warm Florida sun year-round. With easy access to US-41, I-75, and Punta Gorda Airport just under 10 miles away, you're connected to everything — without the big-city chaos. This is new construction in a neighborhood that's on the rise — meaning your investment is positioned to grow. No HOA headaches. No inherited problems. Just a clean slate, a beautiful home, and the Florida dream, ready for you.

The essentials

Built
2026
Price / sqft
$180
On market
149 days
Annual tax
$387
Flood zone
AE
Lot
10,010 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
10,010 sqft lot
Lot size
1,773 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,861/mo
Down payment (20%)
$64,000
Property taxes
$32/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,010 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
149
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Thermostat
Walk-in Closet(s)
Sliding Doors
Dishwasher
Disposal
Electric Water Heater
Range
Refrigerator
Elementary
North Port Elem Glen Allen
Middle
Port Charlotte Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$387
Parcel #
402105327022

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 038
County
Charlotte
MLS Area
33953 - Port Charlotte
Lot Size
10,010 sqft

Price history

Date
Event
Price
7/22/2026
Price change
Source: Stellar MLS #O6407774
$320,000-5.9%
$180/sqft
-
Price change
Source: Stellar MLS #O6407774
$340,000-10.5%
$192/sqft
5/13/2026
Listed for sale
Source: Stellar MLS #O6407774
$380,000
$214/sqft

Neighborhood

319 Spaulding St
Port Charlotte, FL, 33953 · 33953 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $320,000
$307,500 – $320,000
96.1% – 100% of listTops out right at the list price
80% of listList price
128 of the last 254 home closings in 33953 landed at this number or higher (50%). The median one sat 58 days before it went under contract, and this one is on day 149 after a $60,000 cut.

Sample: 254 closed home sales in 33953 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,861/mo
Principal & interest$1,669
Property taxes$32
Insurance$160
Down payment20% · $64,000
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$320,000

$180 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,773 sq ft

Time on market

149 days

Year built

2026

Monthly payment

About $1,861/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $387 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOUNTPLEX LLCListing agent: Larissa DutraListing data from Stellar MLS, MLS# O6407774.

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