1059 Madeira St, photo 1
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Overview

3 bd2 ba1,492 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot10,000 sqft
Living area1,492 sqft
Price / sqft$288
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PORT CHARLOTTE SEC 029
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanWalk-in Closet(s)LightingSidewalkDishwasher

1059 Madeira St is a 2026-built home in Port Charlotte Sec 029, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,492 square feet of living space. Listed at $430,000 (about $288/sqft), 99 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

BRAND-NEW CONSTRUCTION, PRIVATE POOL, SELLER CREDIT! Welcome to this beautiful 3-bedroom, 2-bathroom home offering 1,492 sq. ft. of modern, move-in-ready living space with a 2-car garage, private pool and no HOA. Enjoy an open, inviting layout designed for comfortable everyday living and entertaining. The custom pool creates a private backyard retreat, offering space to relax or enjoy Florida's year-round outdoor lifestyle. Why wait to build when you can own a brand-new pool home and start enjoying the Florida lifestyle now? Schedule your private showing today! Located in Port Charlotte, this home offers convenient access to shopping, dining, parks, golf courses, boating, and Gulf Coast beaches. Enjoy the flexibility of homeownership without HOA restrictions while living in one of Southwest Florida's growing residential communities.

The essentials

Built
2026
Price / sqft
$288
On market
99 days
Annual tax
$389
Flood zone
X500 · Low risk
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Private pool
In Ground
2 car garage
10,000 sqft lot
Lot size
1,492 sqft
Living area

Payment

Est. monthly payment
$2,490/mo
Down payment (20%)
$86,000
Property taxes
$32/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Screen Enclosure
Days on Market
99
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Walk-in Closet(s)
Lighting
Sidewalk
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$389
Parcel #
402110203022

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 029
County
Charlotte
MLS Area
33953 - Port Charlotte
Lot Size
10,000 sqft
LandscapedSidewalkPaved

Price history

Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #TB8526178
$430,000-1.1%
$288/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #TB8526178
$435,000
$292/sqft

Neighborhood

1059 Madeira St
Port Charlotte, FL, 33953 · 33953 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $430,000
$412,500 – $430,000
96.1% – 100% of listTops out right at the list price
80% of listList price
128 of the last 255 home closings in 33953 landed at this number or higher (50%). The median one sat 58 days before it went under contract, and this one is on day 99 after a $5,000 cut.

Sample: 255 closed home sales in 33953 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,490/mo
Principal & interest$2,243
Property taxes$32
Insurance$215
Down payment20% · $86,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$430,000

$288 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,492 sq ft

Time on market

99 days

Year built

2026

Monthly payment

About $2,490/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $389 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Connie LizarasoListing data from Stellar MLS, MLS# TB8526178.

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