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Overview

3 bd2 ba1,422 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1960
Lot13,958 sqft
Living area1,422 sqft
Price / sqft$414
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingL DiningPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsStone CountersThermostat

104 Northshore Ter is a 1960-built home in Suncoast Harbors, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,422 square feet of living space. Listed at $589,000 (about $414/sqft), 8 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. DIRECT PEACE RIVER WATERFRONT | GULF ACCESS | PRIVATE DOCK & 12,000-LB BOAT LIFT | 1/3-ACRE LOT | PUNTA GORDA Rarely does a property offer this combination of waterfront, boating access, land and location. Located directly on the Peace River at the end of a quiet cul-de-sac, this 3-bedroom, 2-bath Punta Gorda home sits on an approximately 1/3-acre homesite with 80 feet of waterfront and stunning panoramic river views. Enjoy spectacular sunsets, frequent dolphin sightings and the convenience of having your boat right outside your door. From the private dock, enjoy direct access to the Peace River, Charlotte Harbor and the Gulf of Mexico. The open-concept 1,422-square-foot home features original terrazzo floors in exceptional condition, an attached one-car garage and a spacious 29’ x 13’ covered and screened lanai with insulated roof panels. The lanai provides an ideal setting for entertaining or simply relaxing while taking in the river views. Boaters will appreciate the private 50-foot pier with a 10’ x 8’ landing, all-new decking, wrapped pilings, water and electric, plus a 12,000-pound aluminum remote-control covered boat lift. A private kayak launch adds another way to enjoy the water. The waterfront also includes a 10’ x 20’ concrete-block structure offering possibilities for storage, a workshop, a boathouse, entertaining space or a future tiki bar. There is plenty of room on the property for an inground pool. Additional features include a 2019 metal roof, newer septic system, city water, new AC compressor, whole-house gutters, whole-house Rinnai tankless water heater, dual-stage drinking-water filtration system and Wi-Fi thermostat. The kitchen features newer GE Slate appliances, granite countertops and solid-wood cabinetry. Both bathrooms feature granite countertops and solid-wood cabinetry. Newer smart washer and dryer are also included. The attached one-car garage has a 10-foot-wide hurricane-rated insulated door with a new remote-control motor. An additional 60’ x 13’ concrete driveway provides plenty of room for RV, boat or additional vehicle parking. Located just minutes from downtown Punta Gorda, this property offers a rare opportunity to enjoy waterfront living with boating, fishing, wildlife, sunsets and outdoor recreation right outside your door.

The essentials

Built
1960
Price / sqft
$414
On market
16 days
Annual tax
$1,801
Flood zone
AE
Lot
13,958 sqft
Type
Single Family Residence

At a glance

Single family
Built 1960
Waterfront
Bay/Harbor
1 car garage
0.32 acres
Lot size
1,422 sqft
Living area

Payment

Est. monthly payment
$3,517/mo
Down payment (20%)
$117,800
Property taxes
$150/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1960
Lot
13,958 sqft
Cooling
Central Air, Humidity Control
Heating
Central, Electric
Parking
-
Waterfront
Bay/Harbor
Days on Market
16
Ceiling Fans(s)
Crown Molding
L Dining
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Lighting
Private Mailbox
Rain Gutters
Street Lights
Dishwasher
Dryer
Freezer
Gas Water Heater
Ice Maker
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Water Filtration System
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$1,801
Parcel #
402329251003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Suncoast Harbors
County
Charlotte
MLS Area
33980 - Port Charlotte
Lot Size
13,958 sqft

Price history

Date
Event
Price
9/23/2026
Listed for sale
Source: Stellar MLS #A4706966
$589,000
$414/sqft

Neighborhood

104 Northshore Ter
Port Charlotte, FL, 33980 · 33980 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $589,000
$565,000 – $589,000
95.8% – 100% of listTops out right at the list price
80% of listList price
76 of the last 150 home closings in 33980 landed at this number or higher (51%). The median one sat 83 days before it went under contract, and this one is on day 16.

Sample: 150 closed home sales in 33980 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,516/mo
Principal & interest$3,072
Property taxes$150
Insurance$295
Down payment20% · $117,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$589,000

$414 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,422 sq ft

Time on market

16 days

Year built

1960

Monthly payment

About $3,517/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,801 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered bySAVVY AVENUE, LLCListing agent: Moe MossaListing data from Stellar MLS, MLS# A4706966.

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