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Overview

3 bd2 ba1,610 sqft2 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built2016
Lot9,999 sqft
Living area1,610 sqft
Price / sqft$348
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Solid Surface CountersSplit BedroomStone CountersWalk-in Closet(s)Hurricane ShuttersLighting

15738 Applewhite Cir is a 2016-built home in Port Charlotte Sec 082, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,610 square feet of living space. Listed at $560,000 (about $348/sqft), 67 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

Location, lifestyle, and waterfront living come together beautifully in one of South Gulf Cove’s most sought-after waterfront communities. Perfectly positioned for the boating enthusiast, this gorgeous 3 bedroom, 2 bathroom home offers a short ride to open water with only one bridge along the way. Inside, you’ll find a bright, inviting layout with plank tile flooring, granite countertops throughout, stainless steel appliances, a beautiful kitchen backsplash, insulated double-pane windows, and a clean coastal feel throughout. The home is beautifully maintained and move-in ready, giving you the chance to start enjoying the waterfront lifestyle right away. The modern tiled bathrooms add to the home’s polished appeal, with the main bathroom featuring dual sinks and a walk-in tiled shower. A dedicated laundry room with a utility sink adds everyday convenience. Step outside to the spacious south-facing lanai with panoramic screening, where you can relax, entertain, and take in peaceful water views all year long. Beyond the lanai, your outdoor paradise continues with a pavered patio, fire pit, and walkway leading to your private composite dock complete with water, electric, and lights. While this home does not currently have a pool, that gives you the opportunity to create the custom pool and outdoor living space you’ve always wanted. Enjoy the home, dock, and waterfront setting now, then design your dream pool when the time is right. Close to some of the best fishing in Southwest Florida, boating, golf, and just a short drive to the beautiful Gulf Coast beaches, this property offers an incredible opportunity to own affordable waterfront in a prime South Gulf Cove location. Don’t miss your chance to get on the water now and make this beautiful home your own.

The essentials

Built
2016
Price / sqft
$348
On market
130 days
Annual tax
$6,831
HOA
$120/yr
Flood zone
AE
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2016
Waterfront
Canal - Brackish
2 car garage
9,999 sqft lot
Lot size
1,610 sqft
Living area

Payment

Est. monthly payment
$3,780/mo
Down payment (20%)
$112,000
Property taxes
$569/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2016
Lot
9,999 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Canal - Brackish
Days on Market
130
Cathedral Ceiling(s)
Ceiling Fans(s)
Solid Surface Counters
Split Bedroom
Stone Counters
Walk-in Closet(s)
Hurricane Shutters
Lighting
Rain Gutters
Sliding Doors
Clubhouse
Deed Restrictions
Playground
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Deep Creek Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$6,831
Parcel #
412127277028

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 082
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft
HOA
$120/yr

Price history

Date
Event
Price
8/7/2026
Price change
Source: Stellar MLS #D6147500
$560,000-2.6%
$348/sqft
6/1/2026
Listed for sale
Source: Stellar MLS #D6147500
$575,000
$357/sqft

Neighborhood

15738 Applewhite Cir
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $560,000
$535,000 – $560,000
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 130 after a $15,000 cut.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,780/mo
Principal & interest$2,921
Property taxes$569
Insurance$280
HOA$10
Down payment20% · $112,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$560,000

$348 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,610 sq ft

Time on market

130 days

Year built

2016

Monthly payment

About $3,780/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,831 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPARADISE EXCLUSIVE INCListing agent: Mark VaccaroListing data from Stellar MLS, MLS# D6147500.

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