4598 Herman Cir, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,000 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

4598 Herman Cir is a home in Port Charlotte Sec 037, Port Charlotte. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Enjoy the opportunity to build your dream home on this waterfront vacant lot in Port Charlotte! Offering access to the area's extensive canal system and 1 fixed bridge, this property provides the potential to enjoy Southwest Florida's boating lifestyle. Whether you're looking to build a full-time residence, seasonal getaway, or investment property, this lot offers the opportunity to create a home tailored to your lifestyle. Need a builder? Let us introduce you to local reputable builders. Port Charlotte is a coastal community known for its waterways, outdoor recreation, and convenient location between Sarasota and Fort Myers. Enjoy easy access to Charlotte Harbor, local marinas, fishing spots, and boating adventures. Nearby Port Charlotte Beach Park offers waterfront recreation, a fishing pier, kayak and canoe launch, picnic areas, and sports facilities. The area also features a variety of shopping, dining, and entertainment options, including Port Charlotte Town Center and nearby waterfront destinations in Punta Gorda. For beach lovers, Englewood Beach, Manasota Key, and Stump Pass Beach State Park are within driving distance, offering opportunities for swimming, shelling, fishing, and enjoying the Gulf Coast. Nature enthusiasts can explore local parks, preserves, and waterways throughout Charlotte County. With its waterfront setting and convenient access to the surrounding area, this Port Charlotte lot is ready for your vision of Florida living. Verify building requirements, utility availability, waterfront conditions, and boating access with the appropriate authorities.

The essentials

On market
27 days
Annual tax
$2,054
Flood zone
AE
Lot
10,000 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Brackish
10,000 sqft lot
Lot size

Payment

Est. monthly payment
$742/mo
Down payment (20%)
$19,980
Property taxes
$171/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,000 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Brackish
Days on Market
27
Elementary
Meadow Park Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$2,054
Parcel #
402229355002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 037
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
10,000 sqft
In CountyPaved

Price history

Date
Event
Price
9/22/2026
Listed for sale
Source: Stellar MLS #C7531050
$99,900

Neighborhood

4598 Herman Cir
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Calculator

Est. monthly payment
$742/mo
Principal & interest$521
Property taxes$171
Insurance$50
Down payment20% · $19,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$99,900

Time on market

27 days

Monthly payment

About $742/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,054 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byKW PEACE RIVER PARTNERSListing agent: Carol EastonListing data from Stellar MLS, MLS# C7531050.

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