427 SW 34th St, photo 1
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Overview

3 bd2 ba1,353 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1988
Lot10,019 sqft
Living area1,353 sqft
Price / sqft$233
Garage2 car

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Saturday, Oct 17 · 2:00 PM to 4:00 PM

About this home

Built-in FeaturesCeiling Fans(s)High CeilingsPrimary Bedroom Main FloorSplit BedroomStone CountersVaulted Ceiling(s)Hurricane Shutters

427 SW 34th St is a 1988-built home in Cape Coral, Cape Coral. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,353 square feet of living space. Listed at $315,000 (about $233/sqft), 20 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

SOUTHERN CHARM, A BEAUTIFUL PRIVATE BACKYARD AND A MAJESTIC MATURE OAK TREE MAKE THIS SW CAPE CORAL HOME TRULY SPECIAL! This 3-bedroom, 2-bath home offers 1,353 square feet of thoughtfully updated living space filled with character and custom details. Inside, you’ll find vaulted ceilings, tile flooring throughout, plantation shutters and extensive custom millwork that gives the home a warm, distinctive feel. The living room features an electric fireplace, while beautiful wood French doors open to the large screened lanai. The kitchen offers granite countertops, a tile backsplash, stainless steel appliances, a pantry and an impressive amount of cabinet storage, all overlooking the lush backyard. A built-in wine bar with wine refrigerator adds another unique touch. The spacious primary bedroom includes an ensuite bath, and the guest bedrooms are generously sized. Step outside and you’ll quickly see what makes this property stand apart. The large screened lanai features paver flooring and a second electric fireplace, creating a comfortable outdoor living space year-round. Beyond the lanai is an enchanting and exceptionally private backyard with thoughtfully designed landscaping, a paver patio, white picket fencing and even a tree swing. At the center of it all is a spectacular mature Southern oak, likely well over 100 years old, with sprawling branches and Spanish moss that give the property the feeling of a private Southern garden. Additional features include an updated brick and stucco exterior, attached 2-car garage, hurricane shutters, 2020 roof and 2020 A/C. NOT IN A FLOOD ZONE, no flood insurance required. Excellent central SW Cape Coral location just minutes from Downtown Cape Coral, Tarpon Point and Cape Harbour, with convenient access to Fort Myers, the beaches and RSW International Airport. This is a home with character, privacy and a backyard you simply don’t find every day.

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The essentials

Built
1988
Price / sqft
$233
On market
20 days
Annual tax
$1,016
Flood zone
X500 · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
2 car garage
Garage Door Opener
10,019 sqft lot
Lot size
1,353 sqft
Living area

Payment

Est. monthly payment
$1,885/mo
Down payment (20%)
$63,000
Property taxes
$85/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener, Guest
Days on Market
20
Built-in Features
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Hurricane Shutters
Lighting
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$1,016
Parcel #
02-45-23-C1-01779.0310

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Coral
County
Lee
MLS Area
33914 - Cape Coral
Lot Size
10,019 sqft

Price history

Date
Event
Price
9/24/2026
Listed for sale
Source: Stellar MLS #C7531184
$315,000
$233/sqft

Neighborhood

427 SW 34th St
Cape Coral, FL, 33914 · 33914 - Cape Coral

Market insights

Offer Insights

Choose an offer strength

List price: $315,000
$307,500 – $315,000
97.8% – 100% of listTops out right at the list price
80% of listList price
21 of the last 41 home closings in 33914 landed at this number or higher (51%). The median one sat 42 days before it went under contract, and this one is on day 20.

Sample: 41 closed home sales in 33914 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,885/mo
Principal & interest$1,643
Property taxes$85
Insurance$158
Down payment20% · $63,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$315,000

$233 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,353 sq ft

Time on market

20 days

Year built

1988

Monthly payment

About $1,885/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,016 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCENTURY 21 SELLING PARADISEListing agent: Christine BlassesListing data from Stellar MLS, MLS# C7531184.

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