1374 Navigator Rd, photo 1
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Overview

3 bd2 ba2,116 sqft2 car garageSingle Family
TypeSingle Family
HOA$205/yr
Built1989
Lot12,350 sqft
Living area2,116 sqft
Price / sqft$188
Garage2 car

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Saturday, Oct 10 · 11:00 AM to 2:00 PM

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsSplit BedroomWalk-in Closet(s)Private MailboxDeed RestrictionsPlayground

1374 Navigator Rd is a 1989-built home in Punta Gorda Isles Sec 23, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,116 square feet of living space. Listed at $398,000 (about $188/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $205 annually.

From the listing

Welcome to this beautiful Deep Creek pool home situated on an oversized lot with a peaceful greenbelt view! A screened front entry welcomes you to double doors that open into a spacious interior with tall ceilings and an inviting view straight through to the private pool and outdoor living area. The well designed floor plan features formal living and dining areas with plenty of space for entertaining. The kitchen offers stainless steel appliances, ample cabinetry and counter space, a large breakfast bar, and convenient closet pantry. The spacious guest bedrooms feature walk-in closets and share a hallway with the guest bathroom, which also provides convenient access to the pool area. Primary suite has dual walk in closets, en suite bathroom with dual sinks, walk in shower, soaking tub and water closet with toilet and bidet. Step outside and enjoy the Florida lifestyle from the wonderful outdoor living space surrounding the private pool. The oversized homesite and greenbelt backdrop provide additional space and privacy, making the pool area a great place to relax, entertain, or enjoy year round outdoor living. Home has a newer roof, garage door and HVAC. Yard has extensive landscaping and fruit trees. Located in the desirable Deep Creek community, residents enjoy a low annual HOA fee of $205 along with community amenities including tennis courts, sidewalks, and a playground. Conveniently located near shopping, dining, I-75, and everything Southwest Florida has to offer. Call today.

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The essentials

Built
1989
Price / sqft
$188
On market
12 days
Annual tax
$4,308
HOA
$205/yr
Flood zone
X · Low risk
Lot
12,350 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Private pool
Gunite
2 car garage
Driveway
0.28 acres
Lot size
2,116 sqft
Living area

Payment

Est. monthly payment
$2,651/mo
Down payment (20%)
$79,600
Property taxes
$359/mo
HOA
$205/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
12,350 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Off Street
Pool
Gunite, In Ground
Days on Market
12
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Split Bedroom
Walk-in Closet(s)
Private Mailbox
Deed Restrictions
Playground
Sidewalks
Tennis Court(s)
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,308
Parcel #
402309428003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 23
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
12,350 sqft
Cleared
HOA
$205/yr
Deep Creek 23 POA

Price history

Date
Event
Price
9/28/2026
Listed for sale
Source: Stellar MLS #C7531302
$398,000
$188/sqft

Neighborhood

1374 Navigator Rd
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $398,000
$387,500 – $398,000
97.1% – 100% of listTops out right at the list price
80% of listList price
91 of the last 180 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 12.

Sample: 180 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,651/mo
Principal & interest$2,076
Property taxes$359
Insurance$199
HOA$17
Down payment20% · $79,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$398,000

$188 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,116 sq ft

Time on market

12 days

Year built

1989

Monthly payment

About $2,651/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,308 annual tax bill, insurance, and the $205/yr HOA fee.

HOA fee

$205/yr

Managed by Deep Creek 23 POA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byRE/MAX PALM REALTYListing agent: Erin DaumListing data from Stellar MLS, MLS# C7531302.

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