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Overview

3 bd3 ba2,636 sqft2 car garageSingle Family
TypeSingle Family
HOA$205/yr
Built1989
Lot9,599 sqft
Living area2,636 sqft
Price / sqft$205
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorVaulted Ceiling(s)Walk-in Closet(s)LightingRain GuttersDeed Restrictions

1365 Razorbill Ln is a 1989-built home in Punta Gorda Isles Sec 23, Punta Gorda. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,636 square feet of living space. Listed at $539,900 (about $205/sqft), 14 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $205 annually.

From the listing

Virtually Staged. NON FLOOD ZONE LAKE ZAPPA LAKEFRONT HEATED POOL HOME in the highly desirable deed-restricted community of DEEP CREEK! Welcome to this spacious 3-bedroom, 2.5-bath, two-story home offering more than 2,600 square feet of living space, a FIRST-FLOOR PRIMARY SUITE, dedicated OFFICE, upstairs LOFT and spectacular views across Lake Zappa and the surrounding greenbelt. Some recent updates include in a brand NEW ROOF, NEW POOL PUMP, NEW HOT WATER TANK, and UPDATED NO SEEUM SCREENS! For peace of mind you also have a 50 amp hook up for a generator. Designed for both everyday living and entertaining, the bright, open floor plan features soaring vaulted ceilings, crown molding, recessed lighting and a WOOD-BURNING FIREPLACE anchoring the spacious great room. The kitchen offers abundant cabinetry and counter space, a center island, wall oven, cooktop, built-in secretary, casual dining area and an extended breakfast bar overlooking the main living area. A formal dining room provides additional space for gatherings, while the first-floor office features extensive built-in shelving and workspace and offers flexibility for use as a den or potential fourth bedroom. The FIRST-FLOOR PRIMARY SUITE features a walk-in closet, sliding doors opening directly to the lanai and pool, and a private en-suite bath with dual vanities, soaking tub and separate shower. Upstairs, the remodeled loft overlooks the main living area and is joined by two additional bedrooms and an updated full bath, creating a private space for family or guests. Step outside and enjoy the Florida lifestyle from the SCREENED LANAI and POOL overlooking the expansive backyard, tranquil lake and greenbelt beyond. Direct access to the half bath from the pool area adds convenience for outdoor entertaining. Additional features include a dedicated interior laundry room with utility sink and overhead cabinetry, LAKE-FED IRRIGATION, PUBLIC WATER AND SEWER, and an oversized two-car garage with additional workshop/storage space. Mature tropical landscaping, a screened front entry and attractive curb appeal complete the home. Deep Creek is known for its lakes, greenbelts, parks and convenient Southwest Florida location, with nearby recreation including Deep Creek Golf Club and access to outdoor activities along the Peace River. SW Florida Water Management Enjoy convenient access to I-75, shopping, restaurants, golf, boating and the waterfront attractions of Punta Gorda. Historic Downtown Punta Gorda, Charlotte Harbor, Harborwalk and Fishermen's Village offer waterfront dining, shopping, boating and entertainment, while Gulf Coast beaches are an easy drive away. Close proximity to Punta Gorda Airport. This lakefront home with private pool, flexible floor plan and convenient Deep Creek location, will not last long and is the Southwest Florida lifestyle you've been searching for. Schedule your private showing now!

The essentials

Built
1989
Price / sqft
$205
On market
14 days
Annual tax
$3,939
HOA
$205/yr
Flood zone
X · Low risk
Lot
9,599 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Waterfront
Lake Front
Private pool
Heated
2 car garage
Driveway
9,599 sqft lot
Lot size

Payment

Est. monthly payment
$3,431/mo
Down payment (20%)
$107,980
Property taxes
$328/mo
HOA
$205/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
9,599 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Workshop in Garage
Pool
In Ground, Gunite, Heated, Outside Bath Access, Screen Enclosure
Waterfront
Lake Front
Days on Market
14
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Rain Gutters
Deed Restrictions
Park
Playground
Built-in Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$3,939
Parcel #
402308333003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 23
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
9,599 sqft
FloodZone
HOA
$205/yr
Deep Creek Section 23 POA

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #C7531479
$539,900
$205/sqft

Neighborhood

1365 Razorbill Ln
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $539,900
$525,000 – $539,900
97.1% – 100% of listTops out right at the list price
80% of listList price
92 of the last 183 home closings in 33983 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 14.

Sample: 183 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,431/mo
Principal & interest$2,816
Property taxes$328
Insurance$270
HOA$17
Down payment20% · $107,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$539,900

$205 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,636 sq ft

Time on market

14 days

Year built

1989

Monthly payment

About $3,431/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,939 annual tax bill, insurance, and the $205/yr HOA fee.

HOA fee

$205/yr

Managed by Deep Creek Section 23 POA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byPREFERRED SHORE LLCListing agent: Nolan SpringmanListing data from Stellar MLS, MLS# C7531479.

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