19325 Water Oak Dr #204, photo 1
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Overview

2 bd1 ba857 sqftCondominium
TypeCondominium
HOANone listed
Built2002
Living area857 sqft
Price / sqft$174

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSplit BedroomThermostatWalk-in Closet(s)Window TreatmentsLighting

19325 Water Oak Dr #204 is a 2002-built home in Heritage Oak Park-waterside Club 01 At Heritage, Port Charlotte. Inside you'll find 2 bedrooms, 1 bathrooms, and 857 square feet of living space. Listed at $149,500 (about $174/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Enjoy resort-style living at Heritage Oak Park in this beautifully maintained, fully furnished condo with a gorgeous lake view! Used seasonally by the owner, the open floor plan features split bedrooms for privacy, 2 bedrooms, 1 bath, and an assigned carport. A bay of sliders opens to the screened tiled lanai which is a great place to enjoy your morning coffee, while the kitchen flows into the great room with a breakfast bar and fully equipped w/all the appliances. The spacious master suite includes a walk-in closet and ensuite bath with a tub/shower, (extra sink off the master) which is also accessible to guests from the great room. The second bedroom offers a pocket door for added privacy. Extras include ceiling fans throughout, an interior laundry closet with stack washer/dryer, roll down shades on the lanai, a new roof (2023), carports (2024), A/C (2022), and water heater (2012). The building offers an elevator and gas grills. Despite its central Port Charlotte location, preserved oak trees provide a serene, country feel just minutes from shopping and dining. The active community boasts an activities director, clubhouse, heated pool, fitness room, billiards, library, shuffleboard, bocce, tennis, pickleball, and a scenic walking path around the lake.

The essentials

Built
2002
Price / sqft
$174
On market
3 days
Annual tax
$4,685
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
3 stories · 2002
Water views
Water
Community pool
Fitness center too
Assigned parking
857 sqft
Living area

Payment

Est. monthly payment
$1,245/mo
Down payment (20%)
$29,900
Property taxes
$390/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2002
Lot
-
Cooling
Central Air, Humidity Control
Heating
Central, Electric
Parking
Assigned, Covered, Guest
Days on Market
3
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer
Elementary
Liberty Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,685
Parcel #
402208602015

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage Oak Park-waterside Club 01 At Heritage
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
-
In CountyLandscapedPaved

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #C7531556
$149,500-0.3%
$174/sqft
10/6/2026
Listed for sale
Source: Stellar MLS #C7531556
$149,900
$175/sqft

Neighborhood

19325 Water Oak Dr #204
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $149,500
$144,000 – $149,500
96.1% – 100% of listTops out right at the list price
80% of listList price
11 of the last 21 condo closings in Port Charlotte landed at this number or higher (52%). The median one sat 50 days before it went under contract, and this one is on day 3 after a $400 cut.

Sample: 21 closed condo sales in Port Charlotte over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,245/mo
Principal & interest$780
Property taxes$390
Insurance$75
Down payment20% · $29,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$149,500

$174 per sq ft

Beds and baths

2 beds, 1 baths

Size

857 sq ft

Time on market

3 days

Year built

2002

Monthly payment

About $1,245/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,685 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOLDWELL BANKER SUNSTAR REALTYListing agent: Barb Mc HenryListing data from Stellar MLS, MLS# C7531556.

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