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Overview

2 bd2 ba1,008 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1986
Lot9,999 sqft
Living area1,008 sqft
Price / sqft$197
Garage1 car

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSolid Wood CabinetsThermostatVaulted Ceiling(s)Private MailboxRange

304 Fletcher St is a 1986-built home in Port Charlotte Sec 033, Port Charlotte. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,008 square feet of living space. Listed at $199,000 (about $197/sqft), 377 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Short Sale. Discover this 2-bedroom, 2-bath home tucked away in a quiet neighborhood, yet just minutes from shopping, dining, and only a short drive to Punta Gorda’s charming historic waterfront. Step inside to find a light-filled, open floor plan with a neutral palette and flooring that flows seamlessly throughout the main living spaces. The primary suite offers its own private en suite bath, while the second bedroom and bath provide flexibility for family, guests, or a home office. A spacious backyard invites endless possibilities—add a pool, create a garden retreat, or simply enjoy the extra space for pets and play. This property offers an appealing combination of affordability, location, and lifestyle.

The essentials

Built
1986
Price / sqft
$197
On market
377 days
Annual tax
$1,324
Flood zone
X · Low risk
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
1 car garage
9,999 sqft lot
Lot size
1,008 sqft
Living area

Payment

Est. monthly payment
$1,248/mo
Down payment (20%)
$39,800
Property taxes
$110/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
9,999 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
377
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Thermostat
Vaulted Ceiling(s)
Private Mailbox
Range
Refrigerator
Flood Zone X
Annual Tax (2024)
$1,324
Parcel #
402203407005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 033
County
Charlotte
MLS Area
33954 - Port Charlotte
Lot Size
9,999 sqft

Price history

Date
Event
Price
9/19/2026
Price change
Source: Stellar MLS #O6348180
$199,000+37.2%
$197/sqft
-
Price change
Source: Stellar MLS #O6348180
$145,000-23.3%
$144/sqft
9/29/2025
Listed for sale
Source: Stellar MLS #O6348180
$189,000
$188/sqft

Neighborhood

304 Fletcher St
Port Charlotte, FL, 33954 · 33954 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $199,000
$195,000 – $199,000
97.8% – 100% of listTops out right at the list price
80% of listList price
116 of the last 230 home closings in 33954 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 377.

Sample: 230 closed home sales in 33954 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,248/mo
Principal & interest$1,038
Property taxes$110
Insurance$100
Down payment20% · $39,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,000

$197 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,008 sq ft

Time on market

377 days

Year built

1986

Monthly payment

About $1,248/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,324 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNEXTHOME LUXE COASTALListing agent: Jonathon McLeod, PAListing data from Stellar MLS, MLS# O6348180.

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