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Overview

2 bd2 ba1,190 sqft2 car garageVilla
TypeVilla
HOA$651/qtr
Built2003
Lot10,662 sqft
Living area1,190 sqft
Price / sqft$223
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanThermostatWindow TreatmentsSidewalkClubhouseFitness CenterGated Community - No Guard

1448 Winding Oak Dr is a 2003-built home in Heritage Oak Park 04, Port Charlotte. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,190 square feet of living space. Listed at $265,000 (about $223/sqft), 243 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $651 quarterly.

From the listing

New on market! 2/2/2 private villa in a quiet community. Lots of updates and well maintained. New ceiling fans, lighting, showers and more. Bar in kitchen for entertaining. Large 2 car garage with door opener. Accordian hurricane shutters. Enjoy the use of a nice community center, social activities, social activities director, walking trail, library, heated pool, fitness room, billiards room, boccie ball, pickleball, shuffleboard and more. Heritage Oak Park is well known for being a friendly, active community with beautiful large trees. Very private setting. Across street from YMCA and Franz Ross park. With a walk trail, tennis courts, pickleball and kids playground. 10 mins from shopping and 30 mins to charlotte harbor.

The essentials

Built
2003
Price / sqft
$223
On market
249 days
Annual tax
$5,998
HOA
$651/qtr
Flood zone
X500 · Low risk
Lot
10,662 sqft
Type
Villa

At a glance

Villa
Built 2003
Community pool
Fitness center too
2 car garage
10,662 sqft lot
Lot size
1,190 sqft
Living area

Payment

Est. monthly payment
$2,231/mo
Down payment (20%)
$53,000
Property taxes
$500/mo
HOA
$651/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2003
Lot
10,662 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
249
Ceiling Fans(s)
Open Floorplan
Thermostat
Window Treatments
Sidewalk
Clubhouse
Fitness Center
Gated Community - No Guard
Pool
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Elementary
Liberty Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500
Annual Tax (2025)
$5,998
Parcel #
402208253033

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage Oak Park 04
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
10,662 sqft
Paved
HOA
$651/qtr
Manager

Price history

Date
Event
Price
2/2/2026
Listed for sale
Source: Stellar MLS #R4910656
$265,000
$223/sqft

Neighborhood

1448 Winding Oak Dr
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $265,000
$250,000 – $265,000
94.7% – 100% of listTops out right at the list price
80% of listList price
8 of the last 14 townhouse or villa closings in Port Charlotte landed at this number or higher (57%). The median one sat 48 days before it went under contract, and this one is on day 249.

Sample: 14 closed townhouse or villa sales in Port Charlotte over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,231/mo
Principal & interest$1,382
Property taxes$500
Insurance$133
HOA$217
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,000

$223 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,190 sq ft

Time on market

249 days

Year built

2003

Monthly payment

About $2,231/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,998 annual tax bill, insurance, and the $651/qtr HOA fee.

HOA fee

$651/qtr

Managed by Manager.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEASY REALTYListing agent: Leonard HughesListing data from Stellar MLS, MLS# R4910656.

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