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Overview

4 bd3 ba2,198 sqft2 car garageSingle Family
TypeSingle Family
HOA$205/yr
Built2018
Lot9,600 sqft
Living area2,198 sqft
Price / sqft$205
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanPrimary Bedroom Main FloorSolid Surface CountersWalk-in Closet(s)Window TreatmentsHurricane ShuttersRain GuttersElectric Water Heater

25248 Padre Ln is a 2018-built home in Punta Gorda Isles Sec 23, Punta Gorda. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,198 square feet of living space. Listed at $450,000 (about $205/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $205 annually.

From the listing

ARCHITECTURALLY DISTINCTIVE, MOVE-IN READY, FURNISHED & ENERGY EFFICIENT! This spacious 4-bedroom, 3-bath smart home offers approximately 2,198 sq. ft. of comfortable living space on a quiet cul-de-sac in a desirable Punta Gorda location, close to shopping, restaurants and everyday conveniences. From the moment you arrive, you’ll appreciate the beautiful modern facade, custom architectural features and attention to detail throughout. The home is currently located outside a designated flood zone and features PAID-OFF SOLAR, offering energy savings without an additional solar payment. Inside, the open and inviting floor plan is complemented by designer furnishings, stylish details and contemporary finishes. The beautiful modern kitchen features sleek cabinetry, stainless-steel appliances and generous counter space, creating a bright and functional space for everyday living and entertaining. Enjoy added peace of mind with a roof and rain gutters approximately 3 years old with top-of-the-line shingles, along with included hurricane shutters. The home also features smart-home technology, an irrigation system and energy-efficient features throughout. Furniture is included, making this a truly move-in-ready opportunity for a full-time residence, seasonal retreat or Florida getaway. With its architecturally distinctive design, cul-de-sac setting, paid solar, newer major improvements and convenient location, this home offers an impressive combination of style, comfort and functionality. Just bring your suitcase and start enjoying the Florida lifestyle!

The essentials

Built
2018
Price / sqft
$205
On market
3 days
Annual tax
$5,181
HOA
$205/yr
Flood zone
X · Low risk
Lot
9,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
2 car garage
Driveway
9,600 sqft lot
Lot size
2,198 sqft
Living area

Payment

Est. monthly payment
$3,021/mo
Down payment (20%)
$90,000
Property taxes
$432/mo
HOA
$205/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
9,600 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
3
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Rain Gutters
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,181
Parcel #
402308386003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 23
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
9,600 sqft
HOA
$205/yr
Deep Creek Section 23

Price history

Date
Event
Price
10/6/2026
Listed for sale
Source: Stellar MLS #C7531565
$450,000
$205/sqft

Neighborhood

25248 Padre Ln
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$437,500 – $450,000
97.2% – 100% of listTops out right at the list price
80% of listList price
90 of the last 179 home closings in 33983 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 3.

Sample: 179 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,021/mo
Principal & interest$2,347
Property taxes$432
Insurance$225
HOA$17
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$205 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,198 sq ft

Time on market

3 days

Year built

2018

Monthly payment

About $3,021/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,181 annual tax bill, insurance, and the $205/yr HOA fee.

HOA fee

$205/yr

Managed by Deep Creek Section 23.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered bySELLSTATETITANIUM REALTYListing agent: Tammy LoweListing data from Stellar MLS, MLS# C7531565.

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