42227 Hammock Ln, photo 1
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Overview

5 bd4 ba3,112 sqft2 car garageSingle Family
TypeSingle Family
HOA$408/qtr
Built2021
Lot9,351 sqft
Living area3,112 sqft
Price / sqft$188
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Beamed CeilingsBuilt-in FeaturesCeiling Fans(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSplit Bedroom

42227 Hammock Ln is a 2021-built home in Babcock Ranch Community Ph 1a, Punta Gorda. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,112 square feet of living space. Listed at $585,000 (about $188/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $408 quarterly.

From the listing

Set on a desirable corner property in the heart of Lake Timber, 42227 Hammock Lane offers the space, flexibility, and established neighborhood setting that can be hard to find in Babcock Ranch. This impressive WCI Redbud model offers over 3,100 square feet of air conditioned living space with 5 bedrooms, 4 full bathrooms, a large upstairs loft, 2 car garage, and durable metal roof. The corner location provides added separation from neighboring homes, a more open feel, additional natural light, and enhanced curb appeal. The bright, open concept main level is designed for gathering and entertaining, with a spacious kitchen featuring an oversized island, quartz countertops, gas range, abundant cabinetry, and seamless flow into the dining and family areas. The first floor offers a private primary suite with dual vanities and a large walk in shower, plus a second bedroom and full bathroom, an ideal setup for guests or multigenerational living. Upstairs you'll find three additional bedrooms, two full bathrooms, and an expansive loft with built in storage, perfect for a second living room, media room, playroom, or home office. A screened lanai extends the living space outdoors for year round Florida enjoyment. Lake Timber offers mature landscaping and an exceptional location with close proximity to the Lake Timber neighborhood pool, Founders Square, and the new B Street district, bringing even more shopping, dining, entertainment, and gathering spaces nearby. The home is located in Flood Zone X, and its metal roof and location within Babcock Ranch may contribute to more favorable homeowners insurance rates. Babcock Ranch was designed with sustainability and storm resiliency at its core and is known as America's first solar powered town, featuring underground utilities, extensive stormwater management, energy efficient building standards, preserved green space, and miles of interconnected trails. Come live like your on vacation every single day!

The essentials

Built
2021
Price / sqft
$188
On market
4 days
Annual tax
$9,856
HOA
$408/qtr
Flood zone
X · Low risk
Lot
9,351 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
Electric Vehicle Charging Station(s)
9,351 sqft lot
Lot size
3,112 sqft
Living area

Payment

Est. monthly payment
$4,301/mo
Down payment (20%)
$117,000
Property taxes
$821/mo
HOA
$408/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
9,351 sqft
Cooling
Central Air
Heating
Central
Parking
Electric Vehicle Charging Station(s)
Days on Market
4
Beamed Ceilings
Built-in Features
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Split Bedroom
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Sidewalk
Sprinkler Metered
Street Lights
Dishwasher
Disposal
Dryer
Freezer
Gas Cooktop
Gas Water Heater
Microwave
Refrigerator
Tankless Water Heater
Water Softener
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$9,856
Parcel #
422631101004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Babcock Ranch Community Ph 1a
County
Charlotte
MLS Area
33982 - Punta Gorda
Lot Size
9,351 sqft
Corner LotSidewalk
HOA
$408/qtr
CCMC

Price history

Date
Event
Price
10/6/2026
Listed for sale
Source: Stellar MLS #C7531729
$585,000
$188/sqft

Neighborhood

42227 Hammock Ln
Punta Gorda, FL, 33982 · 33982 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $585,000
$570,000 – $585,000
97.4% – 100% of listTops out right at the list price
80% of listList price
70 of the last 138 home closings in 33982 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 4.

Sample: 138 closed home sales in 33982 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,301/mo
Principal & interest$3,051
Property taxes$821
Insurance$293
HOA$136
Down payment20% · $117,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$585,000

$188 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,112 sq ft

Time on market

4 days

Year built

2021

Monthly payment

About $4,301/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,856 annual tax bill, insurance, and the $408/qtr HOA fee.

HOA fee

$408/qtr

Managed by CCMC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Jason LiebmanListing data from Stellar MLS, MLS# C7531729.

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