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About this home
42227 Hammock Ln is a 2021-built home in Babcock Ranch Community Ph 1a, Punta Gorda. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,112 square feet of living space. Listed at $585,000 (about $188/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $408 quarterly.
Set on a desirable corner property in the heart of Lake Timber, 42227 Hammock Lane offers the space, flexibility, and established neighborhood setting that can be hard to find in Babcock Ranch. This impressive WCI Redbud model offers over 3,100 square feet of air conditioned living space with 5 bedrooms, 4 full bathrooms, a large upstairs loft, 2 car garage, and durable metal roof. The corner location provides added separation from neighboring homes, a more open feel, additional natural light, and enhanced curb appeal. The bright, open concept main level is designed for gathering and entertaining, with a spacious kitchen featuring an oversized island, quartz countertops, gas range, abundant cabinetry, and seamless flow into the dining and family areas. The first floor offers a private primary suite with dual vanities and a large walk in shower, plus a second bedroom and full bathroom, an ideal setup for guests or multigenerational living. Upstairs you'll find three additional bedrooms, two full bathrooms, and an expansive loft with built in storage, perfect for a second living room, media room, playroom, or home office. A screened lanai extends the living space outdoors for year round Florida enjoyment. Lake Timber offers mature landscaping and an exceptional location with close proximity to the Lake Timber neighborhood pool, Founders Square, and the new B Street district, bringing even more shopping, dining, entertainment, and gathering spaces nearby. The home is located in Flood Zone X, and its metal roof and location within Babcock Ranch may contribute to more favorable homeowners insurance rates. Babcock Ranch was designed with sustainability and storm resiliency at its core and is known as America's first solar powered town, featuring underground utilities, extensive stormwater management, energy efficient building standards, preserved green space, and miles of interconnected trails. Come live like your on vacation every single day!
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$585,000
$188 per sq ft
Beds and baths
5 beds, 4 baths
Size
3,112 sq ft
Time on market
4 days
Year built
2021
Monthly payment
About $4,301/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,856 annual tax bill, insurance, and the $408/qtr HOA fee.
HOA fee
$408/qtr
Managed by CCMC.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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