2313 Sofia Ln, photo 1
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Overview

0 baLand
TypeLand
HOA$165/yr
Lot9,599 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

2313 Sofia Ln is a home in Punta Gorda Isles Sec 23, Punta Gorda. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $165 annually.

From the listing

Welcome to your new beautiful waterfront lot located in the highly sought-after Deep Creek community. This 0.22-acre parcel offers breathtaking water views, creating the perfect setting to build your dream home in a serene and well-maintained neighborhood. Situated in a deed-restricted community, this lot benefits from public utilities and the peace of mind that comes with an established HOA. Best of all, it is not in NO FLOOD ZONE area, saving you both worry and potential insurance costs. Deep Creek is known for its manicured streets, scenic green spaces, and friendly atmosphere, making it a fantastic place to call home. Conveniently located just minutes from I-75, shopping, dining, top-rated golf courses, and the beautiful Gulf Coast beaches, this property offers the ideal blend of tranquility and accessibility. Whether you're looking to build a seasonal retreat or a full-time residence, this is a rare opportunity to own a premium lot in one of Punta Gorda’s most desirable communities. This lot is ready for you!

The essentials

On market
6 days
Annual tax
$1,299
HOA
$165/yr
Flood zone
X · Low risk
Lot
9,599 sqft
Type
Land

At a glance

Land
Waterfront
Pond
9,599 sqft lot
Lot size

Payment

Est. monthly payment
$608/mo
Down payment (20%)
$17,000
Property taxes
$108/mo
HOA
$165/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
9,599 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Pond
Days on Market
6
Flood Zone X
Annual Tax (2025)
$1,299
Parcel #
402316415006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 23
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
9,599 sqft
HOA
$165/yr
Deep Creek Section 23

Price history

Date
Event
Price
10/7/2026
Listed for sale
Source: Stellar MLS #C7531731
$85,000

Neighborhood

2313 Sofia Ln
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Calculator

Est. monthly payment
$608/mo
Principal & interest$443
Property taxes$108
Insurance$43
HOA$14
Down payment20% · $17,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$85,000

Time on market

6 days

Monthly payment

About $608/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,299 annual tax bill, insurance, and the $165/yr HOA fee.

HOA fee

$165/yr

Managed by Deep Creek Section 23.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered bySELLSTATE VISION REALTYListing agent: Savannah ZarrisListing data from Stellar MLS, MLS# C7531731.

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