

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
304 NE 20th Ter is a 2004-built home in Cape Coral, Cape Coral. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,485 square feet of living space. Listed at $370,000 (about $249/sqft), 7 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. Enjoy the Florida lifestyle in this inviting 3-bedroom, 2-bathroom, 2-car garage POOL HOME located in Cape Coral. Featuring a BRIGHT, OPEN FLOOR PLAN, VAULTED CEILINGS, numerous recent updates, and spacious indoor-outdoor living, this home offers a comfortable layout designed for everyday living and entertaining. INTERIOR FEATURES • Bright, open floor plan with abundant natural light • Vaulted ceilings • Vinyl and tile flooring throughout • Split-bedroom floor plan for added privacy • Open living and dining room ideal for gathering and entertaining KITCHEN The kitchen opens to the main living areas, creating an easy flow for entertaining while offering plenty of workspace and storage. • Newer stainless steel appliances • Ample countertop and cabinet space • Center island with breakfast bar • Kitchen reverse osmosis system PRIMARY SUITE The spacious primary bedroom provides a comfortable private retreat. • Dual walk-in closets • Private en-suite bathroom updated in 2024 • Dual-sink vanity • Walk-in shower GUEST BEDROOMS & BATH • Two guest bedrooms with built-in closets • Full guest bathroom conveniently located nearby POOL & OUTDOOR LIVING Step outside to the LARGE SCREENED LANAI, offering plenty of room for outdoor dining, relaxing, and entertaining while overlooking your PRIVATE HEATED POOL & SPA. Beyond the lanai, the LARGE FULLY FENCED BACKYARD provides even more space to enjoy the outdoors. Surrounded by lush landscaping and complete with a BUILT-IN FIRE PIT, the backyard creates an inviting setting for gatherings or relaxing evenings by the fire. UPDATES & ADDITIONAL FEATURES • 2025 A/C • 2024 water heater • 2023 roof and rain gutters • Hurricane protection • 2025 washer and dryer • Interior painted in 2022 • Exterior painted in 2023 • Wood fence re-stained in 2026 • Water softener with brine tank replaced in 2022 • Well pressure tank replaced in 2025 • Generator inlet box installed in 2022 LOCATION & AREA HIGHLIGHTS Located in Cape Coral, this home offers convenient access to an abundance of shopping, dining, parks, golf courses, and recreational opportunities. Known for its extensive canal system and outdoor lifestyle, Cape Coral offers plenty of opportunities for boating, fishing, kayaking, and enjoying the Southwest Florida sunshine. With a PRIVATE HEATED POOL & SPA, expansive FENCED BACKYARD, HURRICANE PROTECTION, and an impressive list of recent updates, this Cape Coral home is ready to enjoy. Schedule your private showing today!
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 78 closed home sales in 33909 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$370,000
$249 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,485 sq ft
Time on market
7 days
Year built
2004
Monthly payment
About $2,587/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,664 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







