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Overview

3 bd2 ba1,485 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2004
Lot10,019 sqft
Living area1,485 sqft
Price / sqft$249
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatVaulted Ceiling(s)

304 NE 20th Ter is a 2004-built home in Cape Coral, Cape Coral. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,485 square feet of living space. Listed at $370,000 (about $249/sqft), 7 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Enjoy the Florida lifestyle in this inviting 3-bedroom, 2-bathroom, 2-car garage POOL HOME located in Cape Coral. Featuring a BRIGHT, OPEN FLOOR PLAN, VAULTED CEILINGS, numerous recent updates, and spacious indoor-outdoor living, this home offers a comfortable layout designed for everyday living and entertaining. INTERIOR FEATURES • Bright, open floor plan with abundant natural light • Vaulted ceilings • Vinyl and tile flooring throughout • Split-bedroom floor plan for added privacy • Open living and dining room ideal for gathering and entertaining KITCHEN The kitchen opens to the main living areas, creating an easy flow for entertaining while offering plenty of workspace and storage. • Newer stainless steel appliances • Ample countertop and cabinet space • Center island with breakfast bar • Kitchen reverse osmosis system PRIMARY SUITE The spacious primary bedroom provides a comfortable private retreat. • Dual walk-in closets • Private en-suite bathroom updated in 2024 • Dual-sink vanity • Walk-in shower GUEST BEDROOMS & BATH • Two guest bedrooms with built-in closets • Full guest bathroom conveniently located nearby POOL & OUTDOOR LIVING Step outside to the LARGE SCREENED LANAI, offering plenty of room for outdoor dining, relaxing, and entertaining while overlooking your PRIVATE HEATED POOL & SPA. Beyond the lanai, the LARGE FULLY FENCED BACKYARD provides even more space to enjoy the outdoors. Surrounded by lush landscaping and complete with a BUILT-IN FIRE PIT, the backyard creates an inviting setting for gatherings or relaxing evenings by the fire. UPDATES & ADDITIONAL FEATURES • 2025 A/C • 2024 water heater • 2023 roof and rain gutters • Hurricane protection • 2025 washer and dryer • Interior painted in 2022 • Exterior painted in 2023 • Wood fence re-stained in 2026 • Water softener with brine tank replaced in 2022 • Well pressure tank replaced in 2025 • Generator inlet box installed in 2022 LOCATION & AREA HIGHLIGHTS Located in Cape Coral, this home offers convenient access to an abundance of shopping, dining, parks, golf courses, and recreational opportunities. Known for its extensive canal system and outdoor lifestyle, Cape Coral offers plenty of opportunities for boating, fishing, kayaking, and enjoying the Southwest Florida sunshine. With a PRIVATE HEATED POOL & SPA, expansive FENCED BACKYARD, HURRICANE PROTECTION, and an impressive list of recent updates, this Cape Coral home is ready to enjoy. Schedule your private showing today!

The essentials

Built
2004
Price / sqft
$249
On market
7 days
Annual tax
$5,664
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Private pool
Heated
2 car garage
Driveway
10,019 sqft lot
Lot size
1,485 sqft
Living area

Payment

Est. monthly payment
$2,587/mo
Down payment (20%)
$74,000
Property taxes
$472/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Pool
In Ground, Child Safety Fence, Gunite, Heated, Lighting, Screen Enclosure
Days on Market
7
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Fire Pit
Hurricane Shutters
Lighting
Private Mailbox
Rain Gutters
Dishwasher
Dryer
Kitchen Reverse Osmosis System
Microwave
Range
Refrigerator
Washer
Water Softener
Flood Zone X
Annual Tax (2025)
$5,664
Parcel #
36-43-23-C1-02523.0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Coral
County
Lee
MLS Area
33909 - Cape Coral
Lot Size
10,019 sqft
LandscapedPaved

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #C7531816
$370,000
$249/sqft

Neighborhood

304 NE 20th Ter
Cape Coral, FL, 33909 · 33909 - Cape Coral

Market insights

Offer Insights

Choose an offer strength

List price: $370,000
$360,000 – $370,000
97% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 home closings in 33909 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 7.

Sample: 78 closed home sales in 33909 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,587/mo
Principal & interest$1,930
Property taxes$472
Insurance$185
Down payment20% · $74,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$370,000

$249 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,485 sq ft

Time on market

7 days

Year built

2004

Monthly payment

About $2,587/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,664 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKW PEACE RIVER PARTNERSListing agent: Mike OakesListing data from Stellar MLS, MLS# C7531816.

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