38 Vinca St, Homosassa FL 34446, photo 1
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Overview

3 bd2 ba2,162 sqft3 car garageSingle Family
TypeSingle Family
HOA$155/yr
Built2026
Lot0.28 ac
Living area2,162 sqft
Price / sqft$254
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Sunday, Oct 18 · 11:00 AM to 1:00 PM

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
Homosassa
Type
Single Family Residence

True monthly carry

HOA
~$13/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Tray Ceiling(s)Solid Surface CountersStone CountersOpen FloorplanPull Down StairsSplit BedroomWalk-in Closet(s)Clubhouse

38 Vinca St, Homosassa FL 34446 is a 2026-built home Homosassa. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,162 square feet of living space. Listed at $549,900 (about $254/sqft), 118 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $155 annually.

From the listing

Don't miss a rare chance to move into a NEW 3-bedroom plus den/office, 2-bath split-plan POOL home with an EXTENDED 3-car garage in a remarkable GOLF COURSE community of Sugarmill Woods. Highly customized construction with endless list of upgrades as: Granite Tops Kitchen & Baths, Undermount Kitchen Sink, Soft Close Thermoform Doors & Drawers Cabinets, Kitchen Uppers with Crown Molding, Double Tray Ceiling, Wood Look Tile Floors Living Area, Tile Floors Baths, Radiant Barrie, Nook Cabinet Server, Attic Storage Trusses, Pull Down Attic Stairs, Side Garage Door, 2-10 Home Buyer warranty. Residents of the community enjoy the greenbelt design with natural buffer behind homes, an optional country club membership with golf, tennis, pickleball, fitness, and dining, plus convenient access to the Suncoast Parkway. Nearby attractions include Homosassa Springs Wildlife State Park, Crystal River for boating and manatee tours, and the Gulf Coast for fishing and waterfront dining, offering a lifestyle that blends recreation, nature, and country club living.

The essentials

Built
2026
Price / sqft
$254
On market
118 days
Annual tax
$439
HOA
$155/yr
Flood zone
X · Low risk
Lot
0.28 ac
Type
Single Family Residence

At a glance

Single family
Built 2026
Private pool
In Ground
3 car garage
Driveway
0.28 acres
Lot size
2,162 sqft
Living area

Payment

Est. monthly payment
$3,192/mo
Down payment (20%)
$109,980
Property taxes
$37/mo
HOA
$155/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
0.28 ac
Cooling
Central Air
Heating
Electric
Parking
Driveway
Pool
In Ground, Salt Water, Waterfall
Days on Market
118
Tray Ceiling(s)
Solid Surface Counters
Stone Counters
Open Floorplan
Pull Down Stairs
Split Bedroom
Walk-in Closet(s)
Clubhouse
Fitness Center
Restaurant
Tennis Court(s)
Pool
Street Lights
Dishwasher
Range
Refrigerator
Elementary
Lecanto Primary School
Middle
Lecanto Middle School
High
Lecanto High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$439
Parcel #
2217359

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Citrus
Lot Size
0.28 ac
Cleared
HOA
$155/yr
Oak Village HOA

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #CC855609
$549,900-2.7%
$254/sqft
6/15/2026
Listed for sale
Source: Stellar MLS #CC855609
$564,900
$261/sqft

Neighborhood

38 Vinca St, Homosassa FL 34446
Homosassa, FL, 34446

Market insights

Offer Insights

Choose an offer strength

List price: $549,900
$540,000 – $549,900
97.8% – 100% of listTops out right at the list price
80% of listList price
76 of the last 151 home closings in 34446 landed at this number or higher (50%). The median one sat 59 days before it went under contract, and this one is on day 118 after a $15,000 cut.

Sample: 151 closed home sales in 34446 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,192/mo
Principal & interest$2,868
Property taxes$37
Insurance$275
HOA$13
Down payment20% · $109,980
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$549,900

$254 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,162 sq ft

Time on market

118 days

Year built

2026

Monthly payment

About $3,192/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $439 annual tax bill, insurance, and the $155/yr HOA fee.

HOA fee

$155/yr

Managed by Oak Village HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBlacker RealtyListing agent: Stan BlackerListing data from Stellar MLS, MLS# CC855609.

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