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Open house
Sunday, Oct 18 · 12:00 PM to 2:00 PM
About this home
45 Vinca St is a 2025-built home in Sugarmill Woods, Oak Village, Homosassa. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,801 square feet of living space. Listed at $699,900 (about $184/sqft), 320 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $12.91 monthly.
One or more photo(s) has been virtually staged. Come see this home and get $ 10,000 toward closing cost! This home is thoughtfully constructed home built by the same builder behind the widely recognized Mexico Beach residence that remained standing after Hurricane Michael. This property reflects a focus on durability, structural integrity, and long- term performance. The ICF (Insulated Concrete Form) luxury home is built for unmatched strength, energy efficiency, low electric costs, and long-term durability—engineered to withstand up to 260-mph winds and equipped with high-impact windows and a metal roof for superior storm protection and lower insurance costs. Hurricane strong, same construction as the last house standing in Mexico Beach. Featuring 5 bedrooms, 5 bathrooms, and a 3-car garage, this spacious residence sits on a desirable corner lot and offers an impressive open floor plan with a large living room, perfect for entertaining. The living area includes a wet bar, a coffee nook, and seamless flow into the kitchen, which showcases a pot filler, abundant cabinetry, and a walk-in pantry. The luxury master suite is thoughtfully designed with his-and-her closets, built-in shelving, and a private washer and dryer hook-up inside the closet for added convenience. The master bathroom offers a spa-like feel with elegant finishes and generous space. Enjoy true Florida living on the oversized lanai, ideal for gatherings, outdoor dining, and relaxing in privacy. Additional features include energy-efficient construction, modern finishes throughout, and a layout perfect for families, hosting, or multi-generational living. With its combination of strength, beauty, and efficiency, this ICF home offers peace of mind and exceptional comfort. Come experience the quality and craftsmanship for yourself—this home is truly built to last. Discover the highly desirable community of SugarMill Woods – Oak Village, where you can enjoy peaceful living with flexibility. Residents have the option to pay the low base HOA fee of just $12.91/month, or choose to upgrade and enjoy full community amenities for an additional fee. Sugar Mill Woods offers a variety of lifestyle amenities, including:Golf course, On-site restaurant, Olympic-size swimming pool, Fitness center ,Tennis and additional recreational facilities ,Beautiful walking areas and well-maintained common spaces Whether you prefer simple, low-cost living or want access to the full resort-style experience, this community gives you the freedom to choose. Oak Village is known for its quiet streets, natural surroundings, and close proximity to shopping, restaurants, and major highways. Close to Tampa and world-class beaches, state parks and bike trails.Virtually staged pictures.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$699,900
$184 per sq ft
Beds and baths
5 beds, 5 baths
Size
3,801 sq ft
Time on market
320 days
Year built
2025
Monthly payment
About $4,046/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $402 annual tax bill, insurance, and the $12.91/mo HOA fee.
HOA fee
$12.91/mo
Managed by Theresa Poist.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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