27498 Neaptide Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot11,100 sqft

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About this home

27498 Neaptide Dr is a home in Harb Heights, Punta Gorda. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Looking for more privacy and seclusion, but close enough to amenities? Want less traffic and devlopment, but with fishing and Gulf access? Ready to build your 'Florida Dream Home' for full-time, or seasonal use? This could be the one! Located in the northern, less developed part of Harbour Heights, this corner lot has over 11,000 sq. ft., and 70 feet of 'L-shaped' waterfrontage. A permit was pulled in 2021 to “mulch the underbrush and exotics”, and seller has maintained since. Not in a Scrub Jay review area at the time of listing. No Deed restrictions or HOA fees! With only a dozen or so existing homes further up the street, and some newer construction, you can still enjoy plenty of natural surroundings. Picture sitting on your dock and catching supper, paddling your kayak down to Whidden Bay, or head out in your boat to fish in the Peace River, Charlotte Harbor, or Gulf! A short drive to the popular, and recently renovated Harbour Heights Park which offers, among other things, a boat ramp, playground, picnic area with BBQ grills, courts for basketball, volleyball, tennis, shuffleboard, and pickleball, and is dog friendly! This is a piece of 'Old Florida' just waiting for you to make it yours! Check it out!!

The essentials

On market
229 days
Annual tax
$145
Flood zone
AE
Lot
11,100 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Freshwater
0.25 acres
Lot size

Payment

Est. monthly payment
$213/mo
Down payment (20%)
$7,000
Property taxes
$12/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
11,100 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Freshwater
Days on Market
229
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$145
Parcel #
402310436005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harb Heights
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
11,100 sqft

Price history

Date
Event
Price
9/6/2026
Price change
Source: Stellar MLS #D6146467
$35,000-1.4%
-
Price change
Source: Stellar MLS #D6146467
$35,500-6.6%
3/5/2026
Listed for sale
Source: Stellar MLS #D6146467
$38,000

Neighborhood

27498 Neaptide Dr
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Calculator

Est. monthly payment
$212/mo
Principal & interest$183
Property taxes$12
Insurance$18
Down payment20% · $7,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$35,000

Time on market

229 days

Monthly payment

About $213/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $145 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered bySOUTH GULF COVE REALTY, INCListing agent: Phil Van Der HeydenListing data from Stellar MLS, MLS# D6146467.

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