1132 Andrews St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,695 sqft

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About this home

1132 Andrews St is a home in Rocky Creek Gardens, Englewood. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Waterfront Lot in Englewood, FL – Build Your Dream Home Enjoy 93 feet of saltwater canal frontage with direct access to the Intracoastal via two bridges. This spacious 93 × 115 waterfront lot is ideally located in the heart of Englewood, offering both convenience and coastal living. You’ll be just two stoplights from grocery stores, shopping, and everyday essentials, with several dining options only minutes away. Best of all, the property is located approximately 3 miles from Englewood Beach Road, providing quick access to the beautiful shores of Englewood Beach. Spend your days enjoying Englewood’s beaches, sandbars, and waterfront restaurants—all easily accessible by boat or by car within minutes. This is the perfect opportunity to build your dream home and live the Florida coastal lifestyle.

The essentials

On market
215 days
Annual tax
$1,959
Flood zone
AE
Lot
10,695 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Saltwater
0.25 acres
Lot size

Payment

Est. monthly payment
$1,449/mo
Down payment (20%)
$45,000
Property taxes
$163/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,695 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Saltwater
Days on Market
215
Flood Zone AE
Annual Tax (2025)
$1,959
Parcel #
412005257003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rocky Creek Gardens
County
Charlotte
MLS Area
34224 - Englewood
Lot Size
10,695 sqft

Price history

Date
Event
Price
7/2/2026
Price change
Source: Stellar MLS #D6146633
$225,000-9.6%
3/16/2026
Listed for sale
Source: Stellar MLS #D6146633
$249,000

Neighborhood

1132 Andrews St
Englewood, FL, 34224 · 34224 - Englewood

Calculator

Est. monthly payment
$1,449/mo
Principal & interest$1,173
Property taxes$163
Insurance$113
Down payment20% · $45,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$225,000

Time on market

215 days

Monthly payment

About $1,449/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,959 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byPARSLEY BALDWIN REAL ESTATEListing agent: Christina SextonListing data from Stellar MLS, MLS# D6146633.

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