10021&10029&10037 Bay State Dr, photo 1
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Overview

0 baLand
TypeLand
HOA$120/yr
Lot30,000 sqft

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About this home

10021&10029&10037 Bay State Dr is a home in Port Charlotte Sec 085, Port Charlotte. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

THREE CONTIGUOUS LOTS – AN EXCEPTIONAL OPPORTUNITY TO CREATE YOUR OWN PRIVATE FLORIDA OASIS! Discover the possibilities of owning THREE side-by-side residential lots in the desirable waterfront community of South Gulf Cove. This expansive property offers a rare configuration to design and build a custom home surrounded by your very own private tropical retreat. Imagine thoughtfully positioning your dream home to maximize an expansive backyard featuring a resort-style swimming pool, spa, lush tropical landscaping, outdoor kitchen, covered lanai, fire pit, and multiple areas for entertaining or simply relaxing in complete privacy. With three contiguous homesites, you have the flexibility to create a truly exceptional outdoor living environment with room to spread out and enjoy the Southwest Florida lifestyle. Located in South Gulf Cove, a growing waterfront community featuring over 55 miles of navigable canals, residents enjoy access to community boat ramps, parks, walking paths, and playgrounds, along with a voluntary HOA. Just a short drive from the pristine beaches of Boca Grande and Englewood, world-class fishing, boating, golf, shopping, and waterfront dining, this location captures the essence of coastal Florida living. BUILD NOW OR LATER! Whether you're ready to create your dream home and private backyard resort or looking for a long-term investment opportunity, these three contiguous lots offer exceptional versatility. Secure your own piece of Southwest Florida paradise and imagine the possibilities!

The essentials

On market
202 days
Annual tax
$861
HOA
$120/yr
Flood zone
AE
Lot
30,000 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$453/mo
Down payment (20%)
$13,000
Property taxes
$72/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
30,000 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
202
Flood Zone AE
Annual Tax (2025)
$861
Parcel #
412129204003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 085
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
30,000 sqft
HOA
$120/yr

Price history

Date
Event
Price
3/25/2026
Listed for sale
Source: Stellar MLS #D6146752
$65,000

Neighborhood

10021&10029&10037 Bay State Dr
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Calculator

Est. monthly payment
$453/mo
Principal & interest$339
Property taxes$72
Insurance$33
HOA$10
Down payment20% · $13,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$65,000

Time on market

202 days

Monthly payment

About $453/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $861 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byPARSLEY BALDWIN REAL ESTATEListing agent: Olivia JonesListing data from Stellar MLS, MLS# D6146752.

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