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Overview

3 bd3 ba2,632 sqft7 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built2002
Lot30,157 sqft
Living area2,632 sqft
Price / sqft$380
Garage7 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsOpen FloorplanStone CountersVaulted Ceiling(s)Walk-in Closet(s)Fire Pit

8050 Tracy Cir is a 2002-built home in Port Charlotte Sec 093, Port Charlotte. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,632 square feet of living space. Listed at $999,900 (about $380/sqft), 170 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

WOW, this home has it all! Exceptional waterfront living in the highly sought-after waterfront community of South Gulf Cove on 2 lots with 182 feet of seawall, plus an additional 153x85x140 ft. lot across the street with its own fire pit area. This beautifully maintained property offers 3 bedrooms, 2 bathrooms, plus a pool bath, along with an impressive blend of indoor comfort, outdoor living, boating amenities, and incredible garage and storage space. From the moment you arrive, you’ll notice the screened front entry, electric roll-down front door closure, and lush mature landscaping surrounding this meticulously manicured property. Inside, the home showcases beautiful architectural details throughout, including chair rail in the dining area, a tray ceiling in the primary bedroom, and under-vanity lighting in the primary bath. The kitchen features granite countertops, a custom bar to match, and a custom-built pantry. This home is loaded with upgrades, including 3-zone HVAC controls, ADT alarm on both the house and detached garage, 8 security cameras with recorder and TV, Manabloc plumbing, water softener, and a 5-stage reverse osmosis system plumbed to the refrigerator and laundry tub. Additional features include pull-down attic storage with plywood flooring, 8-zone irrigation, two drilled wells for lawn watering, upgraded St. Augustine grass, Regency ceiling fans, and accordion storm shutters with additional acrylic panels for select windows. The outdoor space is just as impressive. Enjoy the pool with a new saltwater chlorinator system and pool heater replaced in 2024, added pool closet storage with shelving is a bonus, 2 outdoor Bose speakers, and 6 interior speakers powered by a Yamaha sound system. A paver walkway leads to the 7x30 cement dock, with additional paver access along the right side of the home from front to back. Boaters will love the 10,000 lb boat lift, 29' canopy cover, and 24' aluminum walk plank. Boat will convey with sale if Buyers choose. Car lovers, hobbyists, and anyone needing serious storage will appreciate the attached double garage, plus a single garage ideal for a craft room, workshop, hobby space, fitness area, or flex space. The standout feature is the detached 24x48 garage with an 18x10 overhead door, wired for a generator and perfect for a car collection, boat storage, RV or trailer storage, workshop, business equipment, or recreational gear. Located in one of Charlotte County’s most desirable waterfront communities, South Gulf Cove is a boater’s dream with 55 miles of canals, a short ride to the Zephyr Waterway and one bridge to open water. Convenient to boating, fishing, Gulf beaches, golf courses, dining, and more, this property offers the ultimate Florida lifestyle. Pride of ownership shines throughout, and with most furnishings and features already in place, this home is nearly turnkey with only a few excluded items. Opportunities like this are rare. With exceptional waterfront access, extensive garage space, premium upgrades, and beautifully maintained grounds, this is truly one of South Gulf Cove’s standout properties.

The essentials

Built
2002
Price / sqft
$380
On market
170 days
Annual tax
$8,131
HOA
$120/yr
Flood zone
AE
Lot
30,157 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Waterfront
Brackish Water
Private pool
Heated
7 car garage
Garage Door Opener
0.69 acres
Lot size

Payment

Est. monthly payment
$6,403/mo
Down payment (20%)
$199,980
Property taxes
$678/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
30,157 sqft
Cooling
Central Air, Wall/Window Unit(s), Zoned
Heating
Central, Zoned
Parking
Garage Door Opener, Oversized, Workshop in Garage
Pool
Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
Waterfront
Brackish Water
Days on Market
170
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Open Floorplan
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Fire Pit
Hurricane Shutters
Rain Gutters
Sliding Doors
Storage
Clubhouse
Deed Restrictions
Park
Playground
Sidewalks
Tennis Court(s)
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$8,131
Parcel #
412115309001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 093
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
30,157 sqft
Corner LotIrregular LotOversized Lot
HOA
$120/yr

Price history

Date
Event
Price
4/24/2026
Listed for sale
Source: Stellar MLS #D6147172
$999,900
$380/sqft

Neighborhood

8050 Tracy Cir
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $999,900
$955,000 – $999,900
95.7% – 100% of listTops out right at the list price
80% of listList price
230 of the last 459 home closings in 33981 landed at this number or higher (50%). The median one sat 89 days before it went under contract, and this one is on day 170.

Sample: 459 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,402/mo
Principal & interest$5,215
Property taxes$678
Insurance$500
HOA$10
Down payment20% · $199,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$999,900

$380 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,632 sq ft

Time on market

170 days

Year built

2002

Monthly payment

About $6,403/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,131 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPARADISE EXCLUSIVE INCListing agent: Mark VaccaroListing data from Stellar MLS, MLS# D6147172.

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