12538 SW Kingsway Cir #403, photo 1
Active
1 / 22

Overview

2 bd2 ba871 sqftCondominium
TypeCondominium
HOA$700/qtr
Built1987
Lot839 sqft
Living area871 sqft
Price / sqft$195

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Solid Surface CountersSolid Wood CabinetsStone CountersWalk-in Closet(s)LightingPrivate EntrancePrivate Mailbox

12538 SW Kingsway Cir #403 is a 1987-built home in Heron Point/Desoto County Ph I, Lake Suzy. Inside you'll find 2 bedrooms, 2 bathrooms, and 871 square feet of living space. Listed at $169,500 (about $195/sqft), 166 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $700 quarterly.

From the listing

First-Floor, Turn-Key Condo with Unparalleled Lake Views Enjoy effortless Florida living in this beautifully updated, turn-key first-floor condo featuring a serene, unobstructed view of the lake. The bright, open layout is enhanced by luxury vinyl plank flooring throughout the living areas and bedrooms, creating a clean, modern feel. The updated kitchen shines with rich wood cabinetry and stainless steel appliances—perfect for both everyday living and entertaining. A nearly new full-size washer and dryer add convenience and value. The spacious primary bedroom offers a walk-in closet and a private ensuite bath, while both bedrooms are accented with elegant plantation shutters. Step out onto the tiled lanai to enjoy peaceful mornings or relaxing evenings overlooking the tranquil lake. Community amenities include a heated pool, clubhouse, and bocce ball court. A designated, assigned parking space is conveniently located directly in front of the home. Whether you’re looking for a winter retreat or a year-round residence, this stylish condo is a must-see. Call today to schedule your private showing!

The essentials

Built
1987
Price / sqft
$195
On market
166 days
Annual tax
$2,268
HOA
$700/qtr
Flood zone
X · Low risk
Lot
839 sqft
Type
Condominium

At a glance

Condo
Built 1987
Community pool
Shared amenity
871 sqft
Living area

Payment

Est. monthly payment
$1,391/mo
Down payment (20%)
$33,900
Property taxes
$189/mo
HOA
$700/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1987
Lot
839 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
166
Ceiling Fans(s)
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Lighting
Private Entrance
Private Mailbox
Sliding Doors
Association Recreation - Owned
Clubhouse
Deed Restrictions
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,268
Parcel #
31-39-23-0193-0010-0403

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heron Point/Desoto County Ph I
County
Desoto
MLS Area
34269 - Arcadia
Lot Size
839 sqft
HOA
$700/qtr
Anna Ruzzano

Price history

Date
Event
Price
7/27/2026
Price change
Source: Stellar MLS #D6147308
$169,500-3.1%
$195/sqft
5/1/2026
Listed for sale
Source: Stellar MLS #D6147308
$174,900
$201/sqft

Neighborhood

12538 SW Kingsway Cir #403
Lake Suzy, FL, 34269 · 34269 - Arcadia

Calculator

Est. monthly payment
$1,391/mo
Principal & interest$884
Property taxes$189
Insurance$85
HOA$233
Down payment20% · $33,900
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$169,500

$195 per sq ft

Beds and baths

2 beds, 2 baths

Size

871 sq ft

Time on market

166 days

Year built

1987

Monthly payment

About $1,391/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,268 annual tax bill, insurance, and the $700/qtr HOA fee.

HOA fee

$700/qtr

Managed by Anna Ruzzano.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byKELLER WILLIAMS ISLAND LIFE REAL ESTATEListing agent: Roger RichmondListing data from Stellar MLS, MLS# D6147308.

Keep exploring Florida

Pick up where you left off, or see what else is out there.