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Overview

3 bd2 ba2,105 sqft2 car garageSingle Family
TypeSingle Family
HOA$367.66/mo
Built2000
Lot9,681 sqft
Living area2,105 sqft
Price / sqft$190
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone CountersThermostatTray Ceiling(s)

3271 Osprey Ln is a 2000-built home in Riverwood, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,105 square feet of living space. Listed at $399,000 (about $190/sqft), 69 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $367.66 monthly.

From the listing

Virtually Staged. Riverwood • Osprey Lane • Oversized Lot • Saltwater Pool • Beach Club Membership • NOW $10,000 PRICE DECREASE A rare opportunity just became even better. With a $10,000 price reduction, this beautifully maintained 3-bedroom, 2-bath home on one of Osprey Lane’s largest lots in Osprey Landing neighborhood is now one of Riverwood’s best values — offering space, privacy, upgrades, and a stunning saltwater pool designed for true Florida living. A Home That Lives Large Step inside to an expansive great room filled with natural light and designed for flexibility — host a full dining area and spacious living room, or enjoy one impressive open gathering space. The kitchen features abundant cabinetry, a large walk-in pantry, and a cheerful breakfast nook overlooking the pool. A Resort-Style Backyard The saltwater pool is the showpiece. Positioned vertically to the home, it creates an unusually large, resort-style deck perfect for entertaining, relaxing, and enjoying the beauty of your oversized lot. Sparkling, private, and inviting — it’s everything buyers want in a Florida home. Move-In Confidence with Major Updates Thoughtfully upgraded when built in 2000 and improved with big-ticket items already done: Roof 2024 A/C 2020 Hot Water Heater 2025 Located in a lawn-care-included neighborhood, you’ll enjoy low-maintenance living and more time to experience Riverwood’s amenities. Flexible, Functional Layout 3 bedrooms, including a flexible guest-suite option 2 bathrooms Upstairs bonus room — ideal for media, office, hobbies, or overflow guests 3rd bedroom with oversized walk-in closet + extra storage 2-car garage Added value continues with transferable flood insurance and a transferable Riverwood Beach Club Membership — a rare benefit that enhances both lifestyle and long-term desirability. Priced for a Quick Sale With 2,100 sq ft, a standout saltwater pool, major system updates, and one of the largest lots on Osprey Lane, this home is now even more attractively priced and ready for its next owner to enjoy immediately. Riverwood Lifestyle — A Community That Sells Itself Riverwood is an award-winning, gated community known for its natural beauty, resort amenities, and vibrant social atmosphere. Residents enjoy: Championship Golf Course (optional membership) Resort & lap pools Fitness center Tennis, pickleball, Bocce Dog parks Scenic walking trails & riverfront boardwalk A full calendar of clubs, activities, and social events Plus, the coveted optional Beach Club on Manasota Key offers exclusive access to one of Southwest Florida’s most beautiful Gulf beaches — a lifestyle advantage few communities can match. Located in Port Charlotte, Riverwood provides quick access to Gulf beaches, Charlotte Harbor, Sunseeker Resort, Wellen Park, shopping, dining, medical facilities, and two nearby airports. Call for a private tour of Riverwood and this extraordinary home!

The essentials

Built
2000
Price / sqft
$190
On market
69 days
Annual tax
$5,237
HOA
$367.66/mo
Flood zone
AE
Lot
9,681 sqft
Type
Single Family Residence

At a glance

Single family
Built 2000
Private pool
Heated
2 car garage
Driveway
9,681 sqft lot
Lot size
2,105 sqft
Living area

Payment

Est. monthly payment
$3,085/mo
Down payment (20%)
$79,800
Property taxes
$436/mo
HOA
$367.66/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2000
Lot
9,681 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Pool
Gunite, Heated, Salt Water, Screen Enclosure
Days on Market
69
Ceiling Fans(s)
Crown Molding
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Gray Water System
Hurricane Shutters
Association Recreation - Owned
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Park
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Liberty Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$5,237
Parcel #
402121154006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riverwood
County
Charlotte
MLS Area
33953 - Port Charlotte
Lot Size
9,681 sqft
Flood Insurance RequiredFloodZoneIn CountyLandscapedOn Golf Course
HOA
$367.66/mo
Riverwood Community Association

Price history

Date
Event
Price
9/15/2026
Price change
Source: Stellar MLS #D6148262
$399,000-2.7%
$190/sqft
8/3/2026
Listed for sale
Source: Stellar MLS #D6148262
$410,000
$195/sqft

Neighborhood

3271 Osprey Ln
Port Charlotte, FL, 33953 · 33953 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$382,500 – $399,000
96.1% – 100% of listTops out right at the list price
80% of listList price
128 of the last 254 home closings in 33953 landed at this number or higher (50%). The median one sat 58 days before it went under contract, and this one is on day 69 after a $11,000 cut.

Sample: 254 closed home sales in 33953 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,085/mo
Principal & interest$2,081
Property taxes$436
Insurance$200
HOA$368
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$190 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,105 sq ft

Time on market

69 days

Year built

2000

Monthly payment

About $3,085/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,237 annual tax bill, insurance, and the $367.66/mo HOA fee.

HOA fee

$367.66/mo

Managed by Riverwood Community Association.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRIVERWOOD REALTYListing agent: Janice FanstillListing data from Stellar MLS, MLS# D6148262.

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