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Overview

2 bd2 ba1,104 sqftManufactured Home
TypeManufactured Home
HOA$220/mo
Built1982
Lot3,546 sqft
Living area1,104 sqft
Price / sqft$181

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesLiving Room/Dining Room ComboPrimary Bedroom Main FloorWindow TreatmentsPrivate MailboxAssociation Recreation - OwnedClubhouseFitness Center

89 Merrimac Dr is a 1982-built home in Beverly Beach Surfside Estates, Flagler Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,104 square feet of living space. Listed at $199,900 (about $181/sqft), 514 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $220 monthly.

From the listing

Priced to sell! OWNER MOTIVATED. artist retreat beachside. This two bedroom, two bath free-spirited home is the artist's canvas! The interior is painted in fabulous colors and unique details. The living area is open to the enclosed porch, allowing for a nice flow. This is truly a home you would need to see to appreciate. Handcrafted shutters and intricate fence on the exterior reflect the owners' style. Painted flooring throughout for easy beach living! Enjoy you morning coffee in the Florida room before walking or riding over to the beach or to the Intracoastal to fish. Surfside Estates is a resident owned co-op community, located along the Intracoastal Waterway, just across the street from the beach and where you own your lot-share and never pay rent. The community has a low maintenance fee of $220 each month that includes cable TV, high-speed internet, lawn service, heated saltwater pool, two fishing piers and clubhouse. The clubhouse has a kitchen, pool tables, TV, library, fitness center and shuffleboard. Along the Intracoastal, you will find a screened gazebo, fire pit, barbecue, benches, horseshoe pits, the two partially covered fishing piers, kayak racks and launch. With an active Social Club, you can choose from yoga, pool aerobics, an ice cream social, Bingo, pool teams, card tournaments, karaoke, dances, community breakfasts, potluck dinners, and so much more! Or take a walk, ride your bicycle, drive your golf cart around the friendly neighborhood. Either way, there seems to be something for everyone.

The essentials

Built
1982
Price / sqft
$181
On market
514 days
Annual tax
$2,532
HOA
$220/mo
Flood zone
AE
Lot
3,546 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1982
Community pool
Fitness center too
3,546 sqft lot
Lot size
1,104 sqft
Living area

Payment

Est. monthly payment
$1,574/mo
Down payment (20%)
$39,980
Property taxes
$211/mo
HOA
$220/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1982
Lot
3,546 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
514
Built-in Features
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Window Treatments
Private Mailbox
Association Recreation - Owned
Clubhouse
Fitness Center
Golf Carts OK
Irrigation-reclaimed Water
Pool
Bar Fridge
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Elementary
Old Kings Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$2,532
Parcel #
26-11-31-0420-00000-0890

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Beverly Beach Surfside Estates
County
Flagler
MLS Area
32136 - Flagler Beach
Lot Size
3,546 sqft
Near MarinaPaved
HOA
$220/mo
Cindie Grant

Price history

Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #FC309842
$199,900-4.8%
$181/sqft
-
Price change
Source: Stellar MLS #FC309842
$209,900-8.3%
$190/sqft
5/20/2025
Listed for sale
Source: Stellar MLS #FC309842
$229,000
$207/sqft

Neighborhood

89 Merrimac Dr
Flagler Beach, FL, 32136 · 32136 - Flagler Beach

Market insights

Offer Insights

Choose an offer strength

List price: $199,900
$195,000 – $199,900
97.2% – 100% of listTops out right at the list price
80% of listList price
57 of the last 112 home closings in 32136 landed at this number or higher (51%). The median one sat 74 days before it went under contract, and this one is on day 514 after a $29,100 cut.

Sample: 112 closed home sales in 32136 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,574/mo
Principal & interest$1,043
Property taxes$211
Insurance$100
HOA$220
Down payment20% · $39,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,900

$181 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,104 sq ft

Time on market

514 days

Year built

1982

Monthly payment

About $1,574/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,532 annual tax bill, insurance, and the $220/mo HOA fee.

HOA fee

$220/mo

Managed by Cindie Grant.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCLARION GROUP, INC.Listing agent: Donna McIntyreListing data from Stellar MLS, MLS# FC309842.

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