104 Surfview Dr #2503, photo 1
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Overview

2 bd2 ba1,158 sqftCondominium
TypeCondominium
Condo dues$712/mo
Built1992
Lot15,790 sqft
Living area1,158 sqft
Price / sqft$371

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About this home

Ceiling Fans(s)Eat-in KitchenElevatorLiving Room/Dining Room ComboSplit BedroomWalk-in Closet(s)Window TreatmentsCourtyard

104 Surfview Dr #2503 is a 1992-built home in Surf Club Bldg 1, Palm Coast. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,158 square feet of living space. Listed at $429,900 (about $371/sqft), 500 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $712 monthly.

From the listing

This great direct Oceanfront, Furnished 5th Floor Condo is located on miles of untouched, natural beach. This unit has one of the largest balconies and southeast exposure. Relax with morning coffee with breathtaking views of the Atlantic Ocean and rocket launches or enjoy sunsets over the Intracoastal Waterway. Watch the waves from the primary bedroom, great room. Tile throughout and new sliding doors. All furnishings are less than 3 years old including all kitchenware and linens. The primary bedroom has sliding doors to the oceanfront balcony and an ensuite bathroom with a double vanity, walk-in shower with separate tub plus two walk-in closets. Second Bedroom has two twin beds. Amenities include 2 pools; one clubhouse pool and one oceanfront heated pool Tennis, pickle ball, shuffleboard, scenic walking trails, another pool, Intracoastal covered dock and clubhouse, kayak racks. This gates community 24-hour security and guarded gate and underground utilities. Weekly rentals are permitted in this Surf Club 1.

The essentials

Built
1992
Price / sqft
$371
On market
500 days
Annual tax
$5,021
Condo dues
$712/mo
Flood zone
X · Low risk
Lot
15,790 sqft
Type
Condominium

At a glance

Condo
6 stories · 1992
Community pool
Shared amenity
1,158 sqft
Living area

Payment

Est. monthly payment
$3,587/mo
Down payment (20%)
$85,980
Property taxes
$418/mo
Condo dues
$712/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1992
Lot
15,790 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
500
Ceiling Fans(s)
Eat-in Kitchen
Elevator
Living Room/Dining Room Combo
Split Bedroom
Walk-in Closet(s)
Window Treatments
Courtyard
Lighting
Outdoor Grill
Sidewalk
Buyer Approval Required
Clubhouse
Community Mailbox
Gated Community - Guard
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2024)
$5,021
Parcel #
37-10-31-3731-00000-2503

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Surf Club Bldg 1
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
15,790 sqft
Condo dues
$712/mo
Leland Management/Diane Goodman

Price history

Date
Event
Price
8/7/2026
Price change
Source: Stellar MLS #FC310242
$429,900-4.4%
$371/sqft
6/4/2025
Listed for sale
Source: Stellar MLS #FC310242
$449,900
$389/sqft

Neighborhood

104 Surfview Dr #2503
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $429,900
$417,500 – $429,900
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 500 after a $20,000 cut.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,587/mo
Principal & interest$2,242
Property taxes$418
Insurance$215
HOA$712
Down payment20% · $85,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$429,900

$371 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,158 sq ft

Time on market

500 days

Year built

1992

Monthly payment

About $3,587/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,021 annual tax bill, insurance, and $712/mo in condo dues.

Condo dues

$712/mo

Managed by Leland Management/Diane Goodman.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPALM COAST FLAGLER BEACH RLTYListing agent: Scott NieminenListing data from Stellar MLS, MLS# FC310242.

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