Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- PALM HARBOR
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
18 Central Pl is a 2026-built home in Palm Harbor, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,283 square feet of living space. Listed at $559,900 (about $245/sqft), 316 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Special Pricing - 10K Off- Now $559,900! This Beautiful Courtyard Willow Home features an oversized garage with so many upgrades we can't list them all here. Under construction in desirable C section of Palm Coast close to the Beach and St Augustine. Features include 5 1/4 base throughout, built in café station, gutters, upgraded kitchen cabinetry with wrapped island. Gorgeous quartz countertops throughout the kitchen and 3 full bathrooms. Linen Oak laminate flooring in all main areas, upgraded landscaping package with irrigation system. Large covered lanai and so much more! Bring Offers Now!!!
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The essentials
At a glance
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$559,900
$245 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,283 sq ft
Time on market
316 days
Year built
2026
Monthly payment
About $3,300/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,195 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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