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Overview

4 bd3 ba3,841 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1973
Lot43,124 sqft
Living area3,841 sqft
Price / sqft$146
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenSolid Wood CabinetsSplit BedroomStone CountersWalk-in Closet(s)StorageDishwasher

121 Herja Acre Ln is a 1973-built home in None, Palatka. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,841 square feet of living space. Listed at $560,000 (about $146/sqft), 306 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 121 Herja Acre Lane, a spacious and well-maintained home set on a full acre with over 3,000 sq ft of comfortable living space. Inside, you'll find a large kitchen with granite countertops and a breakfast bar, an electric fireplace, and generously sized bedrooms—including a fourth bedroom that can easily serve as a second primary suite. Walk-in closets provide excellent storage throughout. Enjoy the outdoors with a fully fenced yard, a large back deck, a covered front porch, brick exterior, and a charming front fountain. Roof from 2016. The property also includes a detached 2-car garage, offering plenty of room for vehicles, tools, or a workshop. With its open layout, spacious rooms, and thoughtful upgrades, this home delivers the space and flexibility you're looking for.

The essentials

Built
1973
Price / sqft
$146
On market
306 days
Annual tax
$3,382
Flood zone
X · Low risk
Lot
43,124 sqft
Type
Single Family Residence

At a glance

Single family
Built 1973
2 car garage
0.99 acres
Lot size
3,841 sqft
Living area

Payment

Est. monthly payment
$3,483/mo
Down payment (20%)
$112,000
Property taxes
$282/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1973
Lot
43,124 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
306
Ceiling Fans(s)
Eat-in Kitchen
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Storage
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,382
Parcel #
16-10-26-0000-0346-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
None
County
Putnam
MLS Area
32177 - Palatka
Lot Size
43,124 sqft

Price history

Date
Event
Price
4/10/2026
Price change
Source: Stellar MLS #FC314694
$560,000-5.1%
$146/sqft
-
Price change
Source: Stellar MLS #FC314694
$590,000-0.8%
$154/sqft
12/11/2025
Listed for sale
Source: Stellar MLS #FC314694
$595,000
$155/sqft

Neighborhood

121 Herja Acre Ln
Palatka, FL, 32177 · 32177 - Palatka

Market insights

Offer Insights

Choose an offer strength

List price: $560,000
$535,000 – $560,000
95.6% – 100% of listTops out right at the list price
80% of listList price
18 of the last 34 home closings in 32177 landed at this number or higher (53%). The median one sat 60 days before it went under contract, and this one is on day 306 after a $35,000 cut.

Sample: 34 closed home sales in 32177 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,482/mo
Principal & interest$2,921
Property taxes$282
Insurance$280
Down payment20% · $112,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$560,000

$146 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,841 sq ft

Time on market

306 days

Year built

1973

Monthly payment

About $3,483/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,382 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBEACH STATE REALTYListing agent: Justin PetrucciListing data from Stellar MLS, MLS# FC314694.

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