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Overview

3 bd2 ba1,477 sqft2 car garageSingle Family
TypeSingle Family
HOA$429/yr
Built2022
Lot6,098 sqft
Living area1,477 sqft
Price / sqft$196
Garage2 car

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone Counters

3 Oakleaf Way is a 2022-built home in Sawmill Crk/Palm Coast Park, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,477 square feet of living space. Listed at $290,000 (about $196/sqft), 300 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $429 annually.

From the listing

Virtually Staged. 3 Oakleaf Way in Sawmill Creek offers comfort, scenic trails, and a location that places you close to the beach with an easy drive to historic St. Augustine. This nearly new concrete block residence delivers modern appeal, functionality, and everyday comfort. Featuring three bedrooms and two bathrooms across 1,477 square feet, the thoughtfully designed layout provides both openness and privacy. Durable tile flooring runs throughout the main living areas, while the bedrooms feature soft carpeting for added comfort. The central living space flows seamlessly into the dining area and a well-appointed kitchen designed for efficiency and entertaining. Kitchen highlights include granite countertops, stainless steel appliances, generous cabinetry, and a multi-function oven with convection and air-fry capabilities. The owner’s suite is privately positioned away from the secondary bedrooms, offering a peaceful retreat complete with a spacious closet, dual vanities, and a walk-in shower. Two additional bedrooms and a full bathroom are located on the opposite side of the home ideal for guests, remote work, or family living. Step outside to a covered patio and a private backyard with partial fencing, creating the perfect setting to relax, entertain, and enjoy Florida’s outdoor lifestyle. With quality construction, smart design, and a location that truly delivers, this home is not to be missed. Schedule your private showing today.

The essentials

Built
2022
Price / sqft
$196
On market
300 days
Annual tax
$6,578
HOA
$429/yr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
6,098 sqft lot
Lot size
1,477 sqft
Living area

Payment

Est. monthly payment
$2,241/mo
Down payment (20%)
$58,000
Property taxes
$548/mo
HOA
$429/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
300
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Pool
Sidewalks
Convection Oven
Cooktop
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$6,578
Parcel #
21-10-30-5410-00000-1810

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sawmill Crk/Palm Coast Park
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
6,098 sqft
HOA
$429/yr
Sawmill Creek

Price history

Date
Event
Price
8/14/2026
Price change
Source: Stellar MLS #FC314752
$290,000-3.3%
$196/sqft
12/17/2025
Listed for sale
Source: Stellar MLS #FC314752
$300,000
$203/sqft

Neighborhood

3 Oakleaf Way
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $290,000
$285,000 – $290,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 300 after a $10,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,242/mo
Principal & interest$1,512
Property taxes$548
Insurance$145
HOA$36
Down payment20% · $58,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$290,000

$196 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,477 sq ft

Time on market

300 days

Year built

2022

Monthly payment

About $2,241/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,578 annual tax bill, insurance, and the $429/yr HOA fee.

HOA fee

$429/yr

Managed by Sawmill Creek.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX SELECT PROFESSIONALSListing agent: Pam CapelaListing data from Stellar MLS, MLS# FC314752.

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