199 Stillwater Dr, photo 1
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Overview

0 baLand
TypeLand
HOA$500/yr
Lot11,195 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Deed RestrictionsDog ParkFitness CenterGated Community - No GuardPoolTennis Court(s)

199 Stillwater Dr is a home in Veranda Bay Ph 1b, Flagler Beach. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $500 annually.

From the listing

Build your coastal dream in the highly desirable Veranda Bay community! This vacant and cleared lot at 199 Stillwater Dr offers a fantastic opportunity to design and construct a custom home in one of Flagler Beach’s most sought-after neighborhoods. Additional neighboring parcel to the south is also available, providing a rare opportunity for buyers seeking extra space, side-by-side homesites, or future investment potential (subject to availability). Enjoy a peaceful, well-maintained setting just minutes from the beach, Intracoastal Waterway, shopping, dining, and historic downtown Flagler Beach. Veranda Bay features a community pool, clubhouse, and scenic surroundings, making it ideal for full-time living or a coastal getaway. Bring your builder and your vision—this ready-to-build lot is waiting for you.

The essentials

On market
283 days
Annual tax
$4,799
HOA
$500/yr
Flood zone
X · Low risk
Lot
11,195 sqft
Type
Land

At a glance

Land
Community pool
Fitness center too
0.26 acres
Lot size

Payment

Est. monthly payment
$1,870/mo
Down payment (20%)
$49,980
Property taxes
$400/mo
HOA
$500/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
11,195 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
283
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Pool
Tennis Court(s)
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,799
Parcel #
13-12-31-7202-00000-1880

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Veranda Bay Ph 1b
County
Flagler
MLS Area
32136 - Flagler Beach
Lot Size
11,195 sqft
HOA
$500/yr
May Management

Price history

Date
Event
Price
1/7/2026
Listed for sale
Source: Stellar MLS #FC315129
$249,900

Neighborhood

199 Stillwater Dr
Flagler Beach, FL, 32136 · 32136 - Flagler Beach

Calculator

Est. monthly payment
$1,870/mo
Principal & interest$1,303
Property taxes$400
Insurance$125
HOA$42
Down payment20% · $49,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,900

Time on market

283 days

Monthly payment

About $1,870/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,799 annual tax bill, insurance, and the $500/yr HOA fee.

HOA fee

$500/yr

Managed by May Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byKOKOMO REALTY LLCListing agent: Frederick Ferrara, IIIListing data from Stellar MLS, MLS# FC315129.

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