

Overview
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About this home
199 Stillwater Dr is a home in Veranda Bay Ph 1b, Flagler Beach. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $500 annually.
Build your coastal dream in the highly desirable Veranda Bay community! This vacant and cleared lot at 199 Stillwater Dr offers a fantastic opportunity to design and construct a custom home in one of Flagler Beach’s most sought-after neighborhoods. Additional neighboring parcel to the south is also available, providing a rare opportunity for buyers seeking extra space, side-by-side homesites, or future investment potential (subject to availability). Enjoy a peaceful, well-maintained setting just minutes from the beach, Intracoastal Waterway, shopping, dining, and historic downtown Flagler Beach. Veranda Bay features a community pool, clubhouse, and scenic surroundings, making it ideal for full-time living or a coastal getaway. Bring your builder and your vision—this ready-to-build lot is waiting for you.
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$249,900
Time on market
283 days
Monthly payment
About $1,870/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,799 annual tax bill, insurance, and the $500/yr HOA fee.
HOA fee
$500/yr
Managed by May Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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