46 Atlantic Pl, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,280 sqft

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About this home

46 Atlantic Pl is a home in Palm Hammock, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Serene waterfront homesite offering in the tranquil, gated Ocean Hammock seaside golf community—just a 5-minute walk to the Atlantic Ocean with easy beach walkover access. Located on a quiet cul-de-sac, this homesite provides exceptional privacy and ample space for a custom home of your personal design. There is no required time limit to build, and you can choose any builder. The property is close to the incredibly fun Hammock Beach Resort and Golf Club and with a required membership you can experience world-class amenities including two legendary golf courses by Jack Nicklaus and Tom Watson, a spectacular water-pool pavilion, well equipped fitness center and full service spa, many dining options, and with tennis and pickleball courts and a marina to lease a boat slip close by. Make it a priority to look at this property.

The essentials

On market
273 days
Annual tax
$2,802
Flood zone
X · Low risk
Lot
10,280 sqft
Type
Land

At a glance

Land
Waterfront
Lake Front
10,280 sqft lot
Lot size

Payment

Est. monthly payment
$1,651/mo
Down payment (20%)
$49,600
Property taxes
$234/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,280 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Lake Front, Pond
Days on Market
273
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,802
Parcel #
04-11-31-3509-00000-0330

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Hammock
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,280 sqft

Price history

Date
Event
Price
1/17/2026
Listed for sale
Source: Stellar MLS #FC315522
$248,000

Neighborhood

46 Atlantic Pl
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$1,651/mo
Principal & interest$1,293
Property taxes$234
Insurance$124
Down payment20% · $49,600
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$248,000

Time on market

273 days

Monthly payment

About $1,651/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,802 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: David FranklinListing data from Stellar MLS, MLS# FC315522.

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