38 Eagle Lake Dr, photo 1
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Overview

0 baLand
TypeLand
HOA$275/qtr
Lot243,387 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

38 Eagle Lake Dr is a home in Eagle Lakes, Flagler Beach. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $275 quarterly.

From the listing

OWNERS MUST SELL and willing to consider all reasonable offers. A Rare Opportunity to Own One of Flagler County’s Most Stunning Homesites – 38 Eagle Lake Dr Introducing 38 Eagle Lake Dr—a truly exceptional 5.6-acre estate lot that offers the rare combination of privacy, natural beauty, and build-ready convenience. Nestled at the very back of the serene Eagle Lakes subdivision and surrounded on three sides by expansive lakes, this parcel offers the feeling of a private island retreat while remaining minutes from town. The current owner has gone above and beyond by bringing in substantial fill dirt to elevate the homesite, ensuring it is high, dry, and entirely located in Flood Zone X. With the driveway and building pad already cleared, this property is ready for your dream home. Whether you envision a sprawling custom estate, a luxury lakefront retreat, or simply a peaceful place to enjoy the outdoors, the possibilities here are endless. Living in Eagle Lakes means embracing a slower, more intentional lifestyle while remaining close to all the conveniences of Palm Coast and Flagler Beach. Just 10 minutes to the beach and major shopping plazas, and only 5 minutes to grocery stores and I-95, this location perfectly balances rural tranquility with coastal accessibility. You'll enjoy quiet mornings with water views, evenings under starry skies, and the unique charm of Flagler Beach—a vibrant, artistic, and welcoming coastal town known for its laid-back atmosphere and strong sense of community. An added bonus: this property falls under Flagler County jurisdiction, where the millage rate is just 14.13, a significant savings compared to the 19.58 rate in the city of Flagler Beach. That means lower impact fees and long-term tax benefits—an ideal scenario for savvy buyers looking to build without unnecessary overhead. Properties like this simply don’t come along often. Don’t miss your chance to own one of the most picturesque and build-ready parcels in the area. Call today to schedule your private tour of 38 Eagle Lake Dr and discover the lifestyle you’ve been dreaming of.

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The essentials

On market
263 days
Annual tax
$3,906
HOA
$275/qtr
Flood zone
X · Low risk
Lot
243,387 sqft
Type
Land

At a glance

Land
Waterfront
Lake Front
5.60 acres
Lot size

Payment

Est. monthly payment
$2,691/mo
Down payment (20%)
$79,570
Property taxes
$325/mo
HOA
$275/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
243,387 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Lake Front, Pond
Days on Market
263
Elementary
Old Kings Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,906
Parcel #
35-12-31-2010-00000-0470

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Eagle Lakes
County
Flagler
MLS Area
32136 - Flagler Beach
Lot Size
243,387 sqft
BuildableClearedCity LimitsIrregular LotLevelOversized LotPrivate
HOA
$275/qtr
Premiere Association Management LLC

Price history

Date
Event
Price
9/20/2026
Price change
Source: Stellar MLS #FC315692
$397,850-0.5%
-
Price change
Source: Stellar MLS #FC315692
$399,850-5.9%
1/28/2026
Listed for sale
Source: Stellar MLS #FC315692
$425,000

Neighborhood

38 Eagle Lake Dr
Flagler Beach, FL, 32136 · 32136 - Flagler Beach

Calculator

Est. monthly payment
$2,691/mo
Principal & interest$2,075
Property taxes$325
Insurance$199
HOA$92
Down payment20% · $79,570
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$397,850

Time on market

263 days

Monthly payment

About $2,691/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,906 annual tax bill, insurance, and the $275/qtr HOA fee.

HOA fee

$275/qtr

Managed by Premiere Association Management LLC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byFLORIDA BEACHES REAL ESTATEListing agent: Tony GarrenListing data from Stellar MLS, MLS# FC315692.

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