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Overview

4 bd3 ba2,422 sqft2 car garageSingle Family
TypeSingle Family
HOA$285/qtr
Built2023
Lot6,120 sqft
Living area2,422 sqft
Price / sqft$140
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorPrimarybedroom Upstairs

43 Willow St is a 2023-built home in Whiteview Village Ph 1, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,422 square feet of living space. Listed at $340,000 (about $140/sqft), 259 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $285 quarterly.

From the listing

Short Sale. All offers subject to bank approval. This is a steal!!!! Welcome to this beautifully designed two-story single-family home built in 2023, offering approximately 2,500 square feet of thoughtfully planned living space in the quiet, gated community of Whiteview Village at Pine Lakes in Palm Coast. This versatile floor plan features a full primary bedroom and bathroom on the main level, ideal for multigenerational living, an in-law suite, or a private office/flex space. Upstairs, you’ll find a second primary suite with a full bathroom, two additional guest bedrooms, a full guest bath, and a spacious loft perfect for a media room or second living area. The home boasts a bright, open-concept layout anchored by a large center kitchen island, oversized real wood cabinetry, abundant storage, and generous counter space—perfect for entertaining and everyday living. The kitchen is further enhanced by a gas-burning stove, a highly sought-after feature for home chefs. An oversized laundry room offers plenty of additional storage space, adding everyday convenience and functionality. Thoughtful upgrades include Habitech Systems structural wiring, allowing for easy integration of surveillance cameras, home theater systems, and smart home automation. Built with Energy Star efficiency, this home offers modern comfort and peace of mind. Enjoy a pristine setting backing to a nature conservation area, with access to a scenic lake and fishing pond, plus resort-style amenities including a community pool. Located within a fully gated neighborhood, this home combines privacy, flexibility, and modern living in an exceptional Palm Coast location.

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The essentials

Built
2023
Price / sqft
$140
On market
259 days
Annual tax
$5,392
HOA
$285/qtr
Flood zone
X · Low risk
Lot
6,120 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
Driveway
6,120 sqft lot
Lot size
2,422 sqft
Living area

Payment

Est. monthly payment
$2,487/mo
Down payment (20%)
$68,000
Property taxes
$449/mo
HOA
$285/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
6,120 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
259
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Rain Gutters
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Wadsworth Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,392
Parcel #
23-11-30-6060-00000-0430

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Whiteview Village Ph 1
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
6,120 sqft
HOA
$285/qtr
Whiteview Village

Price history

Date
Event
Price
5/26/2026
Price change
Source: Stellar MLS #FC315814
$340,000-2.9%
$140/sqft
-
Price change
Source: Stellar MLS #FC315814
$349,990-12.5%
$145/sqft
1/31/2026
Listed for sale
Source: Stellar MLS #FC315814
$399,999
$165/sqft

Neighborhood

43 Willow St
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $340,000
$337,500 – $340,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 259 after a $59,999 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,488/mo
Principal & interest$1,773
Property taxes$449
Insurance$170
HOA$95
Down payment20% · $68,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$340,000

$140 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,422 sq ft

Time on market

259 days

Year built

2023

Monthly payment

About $2,487/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,392 annual tax bill, insurance, and the $285/qtr HOA fee.

HOA fee

$285/qtr

Managed by Whiteview Village.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byREALTY EXCHANGE, LLCListing agent: Sydney MarianoListing data from Stellar MLS, MLS# FC315814.

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