4385 Bondarenko Rd, photo 1
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Overview

0 baLand
TypeLand
HOA$150/yr
Lot217,800 sqft

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About this home

4385 Bondarenko Rd is a home in Plantation Farms South, Keystone Heights. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $150 annually.

From the listing

Location with Long-Term Growth Potential! Situated in the Keystone Heights area, this property offers the peace and privacy buyers seek today while benefiting from the continued expansion of Northeast Florida's transportation network. The nearby First Coast Expressway (SR 23) is a major regional infrastructure project connecting I-10 and I-95, with final phases currently advancing toward completion. Enhanced regional access, growing economic activity, and increasing connectivity throughout Clay County make this an exciting opportunity for homeowners, investors, and land buyers looking ahead. Build your dream home on this beautiful 5-acre wooded lot near Keystone Heights! Nestled in a developing area, this peaceful, back-to-nature property offers the privacy and space you’ve been looking for. Surrounded by mature trees and natural Florida landscape, it’s the perfect setting for a custom home, private retreat, or future investment. An existing structure is located toward the rear of the property for either renovation or removal depending on your plans. Electric service is accessible, adding convenience as you begin building. Enjoy the tranquility of country living while still benefiting from growing connectivity — the property is located near the new SR 23 beltway, providing a future direct connection to I-95 just north of the International Golf Parkway exit in St. Augustine. This expanding infrastructure makes commuting and travel easier while preserving the quiet charm of the area. Don’t miss this opportunity to own acreage in an area poised for growth!

The essentials

On market
234 days
Annual tax
$545
HOA
$150/yr
Flood zone
X · Low risk
Lot
217,800 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$772/mo
Down payment (20%)
$24,980
Property taxes
$45/mo
HOA
$150/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
217,800 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
234
Flood Zone X
Annual Tax (2024)
$545
Parcel #
33-07-24-006919-209-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Plantation Farms South
County
Clay
MLS Area
32656 - Keystone Heights
Lot Size
217,800 sqft
HOA
$150/yr
Plantation Farms South Road Association

Price history

Date
Event
Price
2/20/2026
Listed for sale
Source: Stellar MLS #FC316379
$124,900

Neighborhood

4385 Bondarenko Rd
Keystone Heights, FL, 32656 · 32656 - Keystone Heights

Calculator

Est. monthly payment
$772/mo
Principal & interest$651
Property taxes$45
Insurance$62
HOA$13
Down payment20% · $24,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$124,900

Time on market

234 days

Monthly payment

About $772/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $545 annual tax bill, insurance, and the $150/yr HOA fee.

HOA fee

$150/yr

Managed by Plantation Farms South Road Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byWEICHERT REALTORS HALLMARKListing agent: Andrew BlankenshipListing data from Stellar MLS, MLS# FC316379.

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