108 Oceans Cir, photo 1
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Overview

3 bd3 ba1,296 sqft2 car garageTownhouse
TypeTownhouse
HOA$240/mo
Built2022
Lot2,178 sqft
Living area1,296 sqft
Price / sqft$424
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenOpen FloorplanBalconyConvection OvenDishwasherDisposalElectric Water HeaterMicrowave

108 Oceans Cir is a 2022-built home in Oceans 25, Daytona Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,296 square feet of living space. Listed at $549,500 (about $424/sqft), 236 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $240 monthly.

From the listing

Coastal living with beach access. New townhome community with spacious living, 3 bedrooms, 2 1/2 baths and 2 car garage. Across the street is a county beach access walkover. enter the unit on ground floor next to garage. Two guest bedrooms, bath and utility room on ground floor. Second floor is an expansive, open space for kitchen dining and great room. Small balcony provides breezes and peaks at the ocean and county beach access. Spacious living, large master bedroom and closet with contemporary bathroom. Perfect for year-round living in a coastal lifestyle or second home. Short term rentals allowed. Unit comes fully furnished so take advantage of this opportunity. Avoid high cost HOA's and condos. Live in this contemporary styled townhome.

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The essentials

Built
2022
Price / sqft
$424
On market
236 days
Annual tax
$7,413
HOA
$240/mo
Flood zone
X · Low risk
Lot
2,178 sqft
Type
Townhouse

At a glance

Townhouse
Built 2022
2 car garage
2,178 sqft lot
Lot size
1,296 sqft
Living area

Payment

Est. monthly payment
$3,999/mo
Down payment (20%)
$109,900
Property taxes
$618/mo
HOA
$240/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2022
Lot
2,178 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
236
Eat-in Kitchen
Open Floorplan
Balcony
Convection Oven
Dishwasher
Disposal
Electric Water Heater
Microwave
Refrigerator
Flood Zone X
Annual Tax (2025)
$7,413
Parcel #
5327-24-00-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oceans 25
County
Volusia
MLS Area
32118 - Daytona Beach/Holly Hill
Lot Size
2,178 sqft
HOA
$240/mo
Oceans 25 HOA

Price history

Date
Event
Price
6/16/2026
Price change
Source: Stellar MLS #FC316407
$549,500-3.4%
$424/sqft
2/20/2026
Listed for sale
Source: Stellar MLS #FC316407
$569,000
$439/sqft

Neighborhood

108 Oceans Cir
Daytona Beach, FL, 32118 · 32118 - Daytona Beach/Holly Hill

Market insights

Offer Insights

Choose an offer strength

List price: $549,500
$545,000 – $549,500
99.5% – 100% of listTops out right at the list price
80% of listList price
16 of the last 30 townhouse or villa closings in Daytona Beach landed at this number or higher (53%). The median one sat 59 days before it went under contract, and this one is on day 236 after a $19,500 cut.

Sample: 30 closed townhouse or villa sales in Daytona Beach over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,998/mo
Principal & interest$2,866
Property taxes$618
Insurance$275
HOA$240
Down payment20% · $109,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$549,500

$424 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,296 sq ft

Time on market

236 days

Year built

2022

Monthly payment

About $3,999/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,413 annual tax bill, insurance, and the $240/mo HOA fee.

HOA fee

$240/mo

Managed by Oceans 25 HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Christopher SnowListing data from Stellar MLS, MLS# FC316407.

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