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Overview

4 bd2 ba1,882 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot10,019 sqft
Living area1,882 sqft
Price / sqft$170
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PALM COAST SEC 63
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenHigh CeilingsIN Wall Pest SystemStone CountersThermostatWalk-in Closet(s)LightingDishwasher

7 Zircon CT is a 2026-built home in Palm Coast Sec 63, Palm Coast. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,882 square feet of living space. Listed at $320,000 (about $170/sqft), 225 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

MOVE IN READY home. $1,000 escrow deposit and when using one of our lender partners we will pay a portion of closing costs, saving thousands of dollars at the closing table. Welcome to your brand new dream home in beautiful Palm Coast. With NO HOA or CDD, this thoughtfully designed REAL BRICK 1820 floor plan offers the perfect blend of comfort, functionality, and modern style. Boasting 4 spacious bedrooms, 2 full bathrooms, and 1,882 square feet of living space, this home is ideal for anyone looking to enjoy Florida living at its finest. Step inside to discover an inviting layout with a seamless flow between the living, dining, and kitchen areas—perfect for entertaining or everyday living. The modern kitchen features sleek granite countertops, a breakfast nook, and plenty of cabinet space, opening to a large family room that leads out to the covered lanai. The private owner’s suite offers a peaceful retreat with a walk-in closet and en-suite bath featuring dual vanities and a five foot shower stall with glass door. Three additional bedrooms provide ample space for guests, a home office, or hobbies. Situated in the Quail Hollow "Z" Section in Palm Coast, you’ll enjoy no HOA fees and close proximity to local parks, beaches, shopping, dining, and schools. With quality construction and builder’s warranty, you can buy with confidence. Whether you’re looking for your first home, a forever home, or a vacation escape, the 1820 plan is a must-see! Schedule your showing today and experience Florida living your way!

The essentials

Built
2026
Price / sqft
$170
On market
225 days
Annual tax
$466
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
10,019 sqft lot
Lot size
1,882 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,868/mo
Down payment (20%)
$64,000
Property taxes
$39/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
225
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Dishwasher
Disposal
Exhaust Fan
Microwave
Range
Elementary
Bunnell Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$466
Parcel #
07-11-31-7063-00180-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Sec 63
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
10,019 sqft

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #FC316694
$320,000-1.5%
$170/sqft
-
Price change
Source: Stellar MLS #FC316694
$325,000-9.3%
$173/sqft
3/5/2026
Listed for sale
Source: Stellar MLS #FC316694
$358,400
$190/sqft

Neighborhood

7 Zircon CT
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $320,000
$317,500 – $320,000
99.5% – 100% of listTops out right at the list price
80% of listList price
303 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 49 days before it went under contract, and this one is on day 225 after a $38,400 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,868/mo
Principal & interest$1,669
Property taxes$39
Insurance$160
Down payment20% · $64,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$320,000

$170 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,882 sq ft

Time on market

225 days

Year built

2026

Monthly payment

About $1,868/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $466 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byADAMS HOMES REALTY, INCListing agent: Derek BrockdorffListing data from Stellar MLS, MLS# FC316694.

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