200 Ocean Crest Dr #517, photo 1
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Overview

3 bd3 ba1,676 sqft2 car garageCondominium
TypeCondominium
HOA$4,466/qtr
Built2003
Lot156,631 sqft
Living area1,676 sqft
Price / sqft$417
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ElevatorHigh CeilingsThermostatWalk-in Closet(s)BalconyFire PitLighting

200 Ocean Crest Dr #517 is a 2003-built home in Northshore 05, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,676 square feet of living space. Listed at $699,000 (about $417/sqft), 176 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $4,466 quarterly.

From the listing

Priced to sell!! Welcome to Unit 517 inside the gates of Hammock Beach Resort—a 5th-floor, southeast-facing retreat where your mornings begin with breathtaking sunrises over the Atlantic and your evenings may include moonrises and even rocket launches along the coastline. From your private balcony, enjoy an elevated vantage point with expansive ocean views, a peaceful outlook over lush palms and resort grounds, and a shaded seating area ideal for morning coffee or unwinding at the end of the day. Inside, the home opens into a light-filled, open-concept living space designed for effortless entertaining. The layout flows seamlessly from kitchen to dining to living room, with large sliders that frame both coastal and golf course views, creating a bright and inviting atmosphere. The kitchen is centrally positioned and functional, featuring granite countertops, stainless appliances, bar seating for casual gatherings, and open sightlines that keep you connected to the main living areas. The thoughtful split floor plan is one of the most valuable features of this residence, offering privacy between the primary suite and guest bedrooms—ideal for hosting family, friends, or renters. The primary suite serves as a true retreat, complete with direct balcony access, sweeping views, and a spacious layout designed for comfort. The guest bedrooms are well-proportioned and positioned for privacy, each with convenient access to full baths, making the home equally suited for everyday living or extended stays. Spanning 1,676 square feet, the layout maximizes livability with an expansive central living area, intuitive bedroom separation, and multiple full baths that enhance both comfort and functionality. Ownership here extends beyond the residence and into a true resort lifestyle. Owners may choose to obtain a Beach Club membership which includes tennis, a full-service spa, multiple pools, beachside chair and umbrella service, fine dining, and a robust calendar of social events. Or a Golf Club membership provides access to world-class golfing on The Conservatory course designed by Tom Watson or The Ocean Course, designed by Jack Nicklaus, which features six holes directly overlooking the Atlantic Ocean. With a strong rental history, this property also presents an exceptional opportunity for those seeking income potential without sacrificing personal enjoyment. Whether you're enjoying the peaceful sound of the waves or overlooking the lush resort landscape, this 5th-floor retreat delivers a perfect blend of luxury, activity, and tranquility.

The essentials

Built
2003
Price / sqft
$417
On market
176 days
Annual tax
$8,483
HOA
$4,466/qtr
Flood zone
X · Low risk
Lot
156,631 sqft
Type
Condominium

At a glance

High-rise condo
10 stories · 2003
Water views
Water
Community pool
Fitness center too
2 car garage
Private balcony
Outdoor space

Payment

Est. monthly payment
$6,191/mo
Down payment (20%)
$139,800
Property taxes
$707/mo
HOA
$4,466/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2003
Lot
156,631 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
176
Ceiling Fans(s)
Elevator
High Ceilings
Thermostat
Walk-in Closet(s)
Balcony
Fire Pit
Lighting
Sidewalk
Tennis Court(s)
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$8,483
Parcel #
04-11-31-3605-00010-0517

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Northshore 05
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
156,631 sqft
HOA
$4,466/qtr
Vesta Property services

Price history

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #FC317742
$699,000-0.9%
$417/sqft
-
Price change
Source: Stellar MLS #FC317742
$705,000-5.4%
$421/sqft
4/24/2026
Listed for sale
Source: Stellar MLS #FC317742
$745,000
$445/sqft

Neighborhood

200 Ocean Crest Dr #517
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $699,000
$680,000 – $699,000
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 176 after a $46,000 cut.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,191/mo
Principal & interest$3,646
Property taxes$707
Insurance$350
HOA$1,489
Down payment20% · $139,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$699,000

$417 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,676 sq ft

Time on market

176 days

Year built

2003

Monthly payment

About $6,191/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,483 annual tax bill, insurance, and the $4,466/qtr HOA fee.

HOA fee

$4,466/qtr

Managed by Vesta Property services.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHAMMOCK REAL ESTATE GROUPListing agent: Luke O'ReillyListing data from Stellar MLS, MLS# FC317742.

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