

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- PALM COAST SEC 28
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
54 Pony Express Dr is a 2026-built home in Palm Coast Sec 28, Palm Coast. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,820 square feet of living space. Listed at $320,000 (about $176/sqft), 175 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.
Move In Ready!!! $1,000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table. This 1820 sqft brick home in the Pine Lakes area of Palm Coast is a 4-bed, 2-bath beauty is just minutes from beaches, shopping, schools, and restaurants. Imagine this home having high ceilings, a formal dining room, and a spacious great room to create a vision of modern living and everyday comfort. Smart features like stainless steel Whirlpool appliances, energy-efficient double-pane windows with easy-clean fold-in design and a built-in Pest Home Defense system show the value of a thoughtful design. The owner’s suite sets the example of luxury, with a large walk-in closet, ceiling fan, and a spa-like bath featuring double sinks and sleek MOEN nickel faucets. Enjoy a covered back patio, extending your living space outdoors — perfect for morning coffee, evening gatherings, or quiet moments of relaxation. With warranties that protect your investment (1-year builder, 2-year mechanical, 10-year structural), you can truly own peace of mind along with your dream home. This home isn’t just built — it’s designed to bring your vision to life, teach the value of smart living, set the example for comfort, and give you the chance to own it all.. Photos are of actual home.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$320,000
$176 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,820 sq ft
Time on market
175 days
Year built
2026
Monthly payment
About $1,910/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $972 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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