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Overview

3 bd2 ba2,059 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2004
Lot11,543 sqft
Living area2,059 sqft
Price / sqft$214
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboL DiningOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostat

25 Westminster Dr is a 2004-built home in Pine Lakes, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,059 square feet of living space. Listed at $439,900 (about $214/sqft), 146 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Welcome to 25 Westminster Dr, a beautifully well maintained 3-bedrooms 2-baths pool home offering 2,056 sq. ft. of heated living space in the highly desirable W-Section/Pine Lakes of Palm Coast, just minutes from Pine Lakes Golf Club! This move-in ready home features NO HOA nor CDD fees, giving you the freedom and flexibility homeowners love. Major updates have already been completed for peace of mind, including a new roof, AC system, and screened pool enclosure in 2025, plus a new water heater in 2026. The home has also been freshly painted inside and out, making it truly ready for its new owners! Step inside to find a spacious kitchen with abundant cabinet storage and generous counter space perfect for entertaining family and friends. Conveniently next to the dining area, the split floor plan offers comfort and privacy, while the primary suite features a huge master bath with double sink and double walk-in closets. Inside laundry room with shelf & large closet or pantry for more storage. Enjoy Florida living at its best in the large outdoor area, where you can relax by the screened-in pool year-round. Whether you're hosting gatherings or simply enjoying a quiet evening outdoors, this backyard is designed for relaxation and enjoyment. Enjoy the convenience of being just minutes away from the scenic 18-hole Pine Lakes Golf Course, the newly opened Advent Health Hospital, and a network of walking and biking trails & parks. You’ll also find schools, restaurants, shopping, and more, all within close reach, an excellent location all in one package! In addition, you’re only 15 minutes from Flagler Beach and Flagler Executive Airport, 25 minutes to historic St. Augustine, 30 minutes to Daytona Beach’s famous Speedway, a short drive to US-1 and I-95 for easy access to major routes, just 1.5 hours from Orlando’s Disney World and 1 hour to Jacksonville airport. Make this your paradise in the Sunshine State today!

The essentials

Built
2004
Price / sqft
$214
On market
146 days
Annual tax
$2,643
Flood zone
X · Low risk
Lot
11,543 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Private pool
In Ground
2 car garage
Driveway
0.27 acres
Lot size
2,059 sqft
Living area

Payment

Est. monthly payment
$2,734/mo
Down payment (20%)
$87,980
Property taxes
$220/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
11,543 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener
Pool
In Ground, Pool Alarm, Screen Enclosure
Days on Market
146
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
L Dining
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Private Mailbox
Rain Gutters
Sliding Doors
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,643
Parcel #
07-11-31-7022-00130-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pine Lakes
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
11,543 sqft
Irregular LotNear Golf CoursePaved

Price history

Date
Event
Price
8/3/2026
Price change
Source: Stellar MLS #FC318039
$439,900-4.4%
$214/sqft
5/19/2026
Listed for sale
Source: Stellar MLS #FC318039
$460,000
$223/sqft

Neighborhood

25 Westminster Dr
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $439,900
$437,500 – $439,900
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 146 after a $20,100 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,734/mo
Principal & interest$2,294
Property taxes$220
Insurance$220
Down payment20% · $87,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$439,900

$214 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,059 sq ft

Time on market

146 days

Year built

2004

Monthly payment

About $2,734/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,643 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byEXIT REALTY FIRST CHOICEListing agent: Belkis EsquivelListing data from Stellar MLS, MLS# FC318039.

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